Strategic Banking Analyst - Credit & Market Research

Bank of China USA; Chicago (IL); Hybrid; USD 42,000 - 150,000; Full time

Job summary

Bank of China USA is seeking a qualified banking professional to support credit analysis, due diligence, and market research for corporate loans. The role emphasizes strong financial statement interpretation, risk assessment, and adherence to regulatory guidelines.

The incumbent will collaborate with Account Officers to analyze creditworthiness, prepare reports, and ensure compliance with KYC and AML policies. Mandarin language skills are a plus.

Qualifications

• Bachelor’s degree required; major in Finance, Economics, Business Administration or Accounting preferred but not required.
• 3 years of experience in commercial corporate banking, underwriting, or lending for Associate level; 4 years for AVP level.
• Demonstrate understanding of financial statements and ability to calculate and analyze ratios.
• CFA, CPA or formal credit training preferred but not required.
• Bilingual ability in Mandarin preferred.

Responsibilities

• Assist in filing reports of clients and market.
• Explore local market and maintain sound relationships with corporate clients and commercial mortgage loans as needed.
• Support a portfolio of syndicated loans and conduct post-loan management per policies.
• Monitor compliance with Bank policies and procedures, including KYC and AML seminars.

Skills

Credit analysis

Financial statement analysis

Communication

Mandarin bilingual

Education

Bachelor’s degree in Finance/Economics/Business/Accounting

Job description

Bank of China USA is seeking a qualified banking professional to support credit analysis, due diligence, and market research for corporate loans. The role emphasizes strong financial statement interpretation, risk assessment, and adherence to regulatory guidelines.

The incumbent will collaborate with Account Officers to analyze creditworthiness, prepare reports, and ensure compliance with KYC and AML policies. Mandarin language skills are a plus.