C&I Credit Risk Analyst & Portfolio Underwriter

Bank of China; City of Rochester (NY); Híbrido; USD 42.000 - 150.000; Jornada completa

Descripción de la vacante

Bank of China seeks an experienced credit risk professional to evaluate and recommend credit decisions for corporate clients in the US. The role focuses on adherence to risk appetite, policy compliance, and portfolio quality across affected lines.

You will conduct industry research, support loan structuring, and prepare portfolio reporting, with opportunities for growth into AVP levels. The position requires strong financial analysis, regulatory awareness, and Mandarin language ability as a plus.

Formación

• 3+ years C&I corporate credit risk & underwriting for Associate level; 4+ years for AVP.
• Bachelor's degree required; Finance/Economics/Accounting preferred; MBA/CFA preferred.
• Demonstrate sound financial analysis and modeling; knowledge of credit risk management.
• Mandarin language skills a plus.

Responsabilidades

• Credit Risk Review: review requests and document recommendations; ensure conformance with policies.
• Portfolio Management: monitor portfolio performance and industry trends; pipeline management.
• Knowledge and Learning: develop industry knowledge and regulatory knowledge relevant to portfolio.

Conocimientos

Financial analysis

Credit risk assessment

Financial modeling

C&I industry knowledge

Mandarin language (bonus)

Educación

Bachelor's degree in Finance/Economics/Accounting

Master's degree/MBA/CFA preferred

Descripción del empleo

Bank of China seeks an experienced credit risk professional to evaluate and recommend credit decisions for corporate clients in the US. The role focuses on adherence to risk appetite, policy compliance, and portfolio quality across affected lines.

You will conduct industry research, support loan structuring, and prepare portfolio reporting, with opportunities for growth into AVP levels. The position requires strong financial analysis, regulatory awareness, and Mandarin language ability as a plus.