Staff Engineer: AI-Driven Payments Platform Architect

Zip Co Limited; United States; Remote; USD 190,000 - 220,000; Full time

Benefits offered by this job

Incentive programs

Unlimited PTO

Parental leave

401(k) match

Learning stipend

Union Square office access

Job summary

Zip Co Limited is seeking a highly experienced Staff Engineer to lead the architecture and evolution of the real-time money movement and payments platform. You’ll own cross-team technical direction, embed AI into engineering workflows, and mentor senior engineers while scaling for millions of transactions.

This remote-first role offers collaboration from the NYC office and focuses on high-availability systems, event-driven architectures, and AI-driven developer productivity across cloud-native

Qualifications

• 12+ years of experience building distributed backend systems.
• Strong payments/fintech experience in finance-critical domains.
• Proven track record of using AI to improve engineering outcomes and adoption at scale.
• Hands-on leader who can set strategy across teams and drive technical direction.

Responsibilities

• Lead architecture and evolution of real-time money movement platform.
• Embed AI into engineering workflows and product capabilities.
• Mentor senior engineers and raise engineering standards across teams.
• Partner with product leaders to align technical direction with business goals.

Skills

Distributed systems

Payments/Fintech

AI in engineering

Leadership

Cloud platforms (Azure/AWS)

Back-end development

Tools

Azure

AWS

OpenAI

SageMaker

Job description

Zip Co Limited is seeking a highly experienced Staff Engineer to lead the architecture and evolution of the real-time money movement and payments platform. You’ll own cross-team technical direction, embed AI into engineering workflows, and mentor senior engineers while scaling for millions of transactions.

This remote-first role offers collaboration from the NYC office and focuses on high-availability systems, event-driven architectures, and AI-driven developer productivity across cloud-native