Sr. Product Manager-RAS Stablecoin Risk

Visa; Foster City (CA); On-site; USD 181,000 - 289,000; Full time

Job summary

Visa is seeking a Senior Product Manager for Risk & Security focused on Stablecoin Risk. You will partner with crypto and compliance teams to define strategic risk solutions for on-chain payments and digital money, leveraging cross-functional collaboration across technology, data science, and market teams.

The role requires strong product leadership, a deep understanding of stablecoin ecosystems, and the ability to translate market, regulatory, and technical trends into scalable risk solutions

Qualifications

• 8+ years relevant work experience with a Bachelor's Degree, OR 11+ years of relevant work experience.
• Product management experience in payments, fintech, or related domains.
• Strong understanding of the payment ecosystem, including tokenization and checkout flows.
• Ability to translate complex business and technical needs into clear product requirements.

Responsibilities

• Lead Risk & Security product for Stablecoin Risk & Compliance as the primary RAS product partner to Visa's teams, defining statements, outcomes, and roadmaps.
• Maintain a customer-centric view of risk with deep understanding of stablecoin ecosystem participants and payment flows.
• Drive cross-functional solutioning and product execution across fraud, identity, authentication, and data/AI teams from discovery to launch.
• Develop clear product narratives and positioning for Visa's risk and trust solutions in stablecoins and on-chain payments.

Skills

Product leadership

Risk and security

Cross-functional collaboration

Data-driven decisions

Communication

Education

Bachelor's Degree

Tools

APIs

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Role Summary:

Stablecoins have evolved from niche technology into critical financial infrastructure, and are reshaping payments, settlement, operations, and global money movement. Visa is at the forefront of this transition, bringing the trust, scale, and security to this rapidly evolving onchain ecosystem. The Sr. Product Manager, Risk & Security (RAS) - Stablecoin Risk, will help define Visa's risk solutions strategy for stablecoin-powered payments and money movement, helping bring Visa's trust, security, and scale to the onchain ecosystem.

Working across cross‑functional Visa teams including Visa's Stablecoin Platform Product, Technology, Data Science, and Market teams, this role will identify emerging risks, assess capability gaps, and help shape the next generation of risk and trust solutions for onchain payments and digital money. Areas of focus and expertise include stablecoin issuance, wallets, settlement, cross‑border money movement, transaction monitoring, identity, and compliance. Success requires strong product leadership and the ability to translate evolving market, regulatory, and technology trends into scalable solutions that enable Visa and its clients to participate confidently in the future of digital money.

This role requires digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.

Key Responsibilities

• Risk & Security product leadership for Stablecoin Risk & Compliance , acting as the primary RAS product partner to Visa's crypto and compliance teams, defining clear problem statements, target outcomes, and roadmap priorities across all payment flows; ensuring risk‑related requirements are embedded early in experience design and decisions.
• Maintain a customer ‑ centric view of risk with a deep understanding of stablecoin ecosystem participants, payment flows, and client needs as digital money adoption accelerates. Track and synthesize trends in stablecoins, blockchain infrastructure, wallets, custody, settlement, on‑ramp and off‑ramp services, and emerging fraud and financial crime risks, and assess their implications for Visa's risk and security strategy.
• Drive cross ‑ functional solutioning and product execution , aligning RAS fraud, identity, authentication, disputes, and data/AI teams to deliver cohesive solutions, unified roadmaps, and clear product requirements from discovery through go/no‑go. This includes leading discovery, design thinking, and prototyping, and translating strategy into concrete product artifacts and launch decisions.
• Develop clear product narratives and positioning , aligning stakeholders on the value, strategy, and differentiation of Visa's risk and trust solutions for stablecoins, onchain payments, and digital money.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• 8+ years of relevant work experience with a Bachelor's Degree, OR 11+ years of relevant work experience.

Preferred Qualifications

• 9 or more years of relevant work experience with a Bachelor's Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Product management experience in payments, fintech, commerce technology, or related payments domains.
• Strong understanding of the payment ecosystem, including tokenization, checkout flows, network processing
• Demonstrated technical aptitude-comfortable reading technical documentation, understanding APIs, data flows, and system interactions.
• Proven ability to translate complex business needs and technical constraints into clear, testable product requirements.
• Exceptional problem‑solving skills and product sense, with the ability to break down ambiguous problem spaces.
• Effective, structured communicator able to influence teams and stakeholders across regions and functions.
• Experience managing complex cross‑functional initiatives and delivering at scale.
• Strong analytical skills and experience using data to guide product decisions.
• Customer‑first mindset with the ability to identify unmet needs and propose pragmatic, value‑driven solutions.

For roles located in the US, the estimated salary range for this position is $180,600.00 to $ 289,300.00 USD per