Sr. Product Manager

Visa; Foster City (CA); On-site; USD 169,000 - 271,000; Full time

Job summary

Visa seeks a Sr. Product Manager in Risk & Security (RAS) to shape risk strategy for Agentic Commerce.

You will collaborate with Agentic Commerce, Product, Technology, Data Science, and Market teams to define risk posture, narratives, and solution directions that enable safe adoption and scale of agent-driven commerce. This role requires deep knowledge of fraud patterns, digital identity, and AI-enabled risk.

Qualifications

• 8+ years of relevant work experience with a bachelor's degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD.
• 9+ years of relevant work experience with a bachelor's degree or 7+ relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3+ years of experience with a PhD.
• Experience in roles such as product manager, product owner, business process analyst, or sales operations.
• Experience in applying Agile principles across design, development, testing, and product management.
• Experience in developing software capabilities to support sales, service, or customer relationship management functions.
• Experience in multi-tasking, organizing, managing, and implementing complex projects directly or through supervision.
• Experience in cross-functional collaboration with systems, marketing, and sales teams.
• Experience in identifying points of failure and formulating error-handling approaches for product resiliency.

Responsibilities

• Lead RAS product strategy for Agentic Commerce and drive roadmaps across fraud, identity, authentication, disputes, and data/AI teams.
• Synthesize trends in AI agents, digital identity, and fraud to inform risk posture and solution direction.
• Translate strategy into tangible product artifacts and launch decisions from discovery to go/no-go.
• Develop clear product narratives and align stakeholders on Visa’s risk solutions for Agentic Commerce.

Skills

Product management

Agile

Cross-functional collaboration

Strategy

Leadership

Education

Bachelor's degree

Advanced Degree

PhD

Tools

CSM

CSPO

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Role Summary

Visa believes Agentic Commerce will fundamentally transform how consumers and businesses discover, decide, and transact. The Sr. Product Manager, Risk ^Security (RAS) focused on Agentic Commerce Risk will help shape how Visa enables this future by driving our risk strategy and solution direction across agent-driven payment experiences. This leader is expected to have/develop a deep understanding of the evolving agentic commerce ecosystem, inside and outside Visa, and define how fraud, abuse, and trust challenges emerge when AI agents participate in commerce. They will lead RAS thinking on risk posture, narratives, and solution strategies, partnering closely with the Agentic Commerce and multiple RAS product teams to drive clear, actionable outcomes. Working across cross-functional teams including Agentic Commerce, Product, Technology, Data Science, and Market teams, this role will define fraud and risk strategies, risk product direction, and solution approaches that enable safe adoption and scale. The role is responsible for anticipating emerging threats and ensuring Visa, its clients, and the broader ecosystem remain protected from fraud, abuse, and misuse while building trust and confidence in agent-driven commerce. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work.

Key Responsibilities

• Risk & Security product leadership for Agentic Commerce, acting as the primary RAS product partner to the Agentic Commerce team, defining clear problem statements, target outcomes, and roadmap priorities across all payment flows; ensuring risk-related requirements are embedded early in experience design and decisions.
• Maintain a customer-centric view of risk, deeply understanding ecosystem participants, their platforms, and end‑user needs as agentic commerce models evolve. Track and synthesize trends in AI agents, digital identity, delegated authorization, wallet ecosystems, tokenization, and emerging fraud patterns, and evaluate risk and security implications.
• Drive cross-functional solutioning and product execution, aligning RAS fraud, identity, authentication, disputes, and data/AI teams to deliver cohesive solutions, unified roadmaps, and clear product requirements from discovery through go/no‑go. This includes leading discovery, design thinking, and prototyping, and translating strategy into concrete product artifacts and launch decisions.
• Develop clear product narratives and positioning, align internal stakeholders on the value, approach, and advantage of Visa’s risk solutions for Agentic Commerce.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• 8 or more years of relevant work experience with a bachelor's degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD.

Preferred Qualifications

• 9 or more years of relevant work experience with a bachelor's degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD.
• Experience in roles such as product manager, product owner, business process analyst, or sales operations.
• Experience in applying Agile principles across design, development, testing, and product management.
• Experience in developing software capabilities to support sales, service, or customer relationship management functions.
• Experience in multi-tasking, organizing, managing, and implementing complex projects directly or through supervision.
• Experience in cross-functional collaboration with systems, marketing, and sales teams.
• Agile certifications such as CSM and CSPO, or their equivalent.
• Experience in identifying, assessing, and managing tradeoffs in product development.
• Experience in identifying points of failure and formulating error‑handling approaches for product resiliency.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $169,100 to $270,800 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job‑related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.