Sr Fraud Strategy Analyst

HealthEquity, Inc.; United States; Remote; USD 72,000 - 92,000; Full time

Job summary

An established industry player is seeking a Senior Fraud Strategy Analyst to lead the development and implementation of innovative fraud prevention strategies. This role focuses on mitigating risks associated with financial fraud through data-driven insights and collaboration with cross-functional teams. As part of a mission-driven organization, you will utilize advanced analytics tools and techniques to protect customers and enhance business operations. The ideal candidate will have a strong technical background, excellent communication skills, and a passion for mentoring others. Join a dynamic team dedicated to making a difference in the healthcare sector and enjoy a comprehensive benefits package that supports your well-being and professional growth.

Benefits

Medical, dental, and vision insurance

HSA contribution and match

Dependent care FSA match

Uncapped paid time off

Adventure accounts

Paid parental leave

401(k) match

Ongoing education & tuition assistance

Gym and fitness reimbursement

Wellness program incentives

Qualifications

• 5+ years of experience in fraud detection or financial crime strategy.
• Strong technical skills in SQL, SAS, Python, and R.

Responsibilities

• Develop fraud detection strategies across various channels.
• Analyze datasets to identify fraud patterns and trends.
• Create reports and dashboards for senior leadership.

Skills

Fraud Risk Management

Data Analysis

SQL

SAS

Python

R

Communication Skills

Leadership

Education

Bachelor's degree in finance, economics, or data analytics

Master's degree (preferred)

Tools

Visa Risk Manager

Falcon

DefenseEdge

Job description

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS.Come be part of remarkable.

Overview

How you can make a difference

The Senior Fraud Strategy Analyst will be responsible for developing and implementing fraud prevention strategies to mitigate risks associated with financial fraud, including money movement (ACH, check, card), new account openings (enrollment), and digital fraud. This role requires a strong technical background and deep industry expertise in fraud analytics, leveraging data insights to protect our customers and business operations.

What you’ll be doing

• Develop and refine fraud detection and prevention strategies across digital, voice, and card channels.
• Analyze complex datasets to identify fraud patterns, trends, and emerging threats.
• Utilize fraud detection tools such as Visa Risk Manager, Falcon, and DefenseEdge to enhance fraud prevention efforts.
• Design and implement analytics-driven fraud mitigation strategies using SQL, SAS, Python, and R.
• Provide deep insights into fraud trends, working with risk, technology, product, and compliance teams to deploy effective solutions.
• Assess and manage fraud risks related to account takeovers, enrollment fraud, and transactional fraud.
• Create and present fraud-related reports and dashboards for senior leadership, translating technical findings into actionable insights.
• Conduct root cause analyses on fraud incidents and recommend long-term, sustainable solutions.
• Stay informed on the latest fraud tactics, regulatory updates, and industry best practices.
• Mentor and coach junior analysts, fostering a culture of continuous learning and collaboration.
• Partner with external vendors to optimize fraud detection tools and technologies.
• Support fraud investigations, ensuring compliance with regulatory and legal requirements.

What you will need to be successful

• Bachelor’s degree in finance, economics, data analytics, or a related field (Master’s degree preferred).
• 5+ years of experience in fraud risk management, fraud detection, or financial crime strategy within banks or fintech companies.
• Strong technical skills, with proficiency in SQL, SAS, Python, and R.
• Hands-on experience with fraud detection technologies, including rule-based systems, machine learning, and AI.
• Expertise in digital fraud, including device prints, IP addresses, and online banking risk management.
• Familiarity with fraud detection tools such as Visa Risk Manager, Falcon, and DefenseEdge.
• Ability to analyze user online behaviors to identify fraud while minimizing friction for legitimate customers.
• Experience working cross-functionally with technology, risk, and compliance teams.
• Excellent communication and presentation skills, capable of translating data-driven insights into strategic recommendations.
• Strong leadership abilities, including mentoring junior team members.
• Knowledge of financial services regulations and best practices in fraud management.
• CFE certification is a plus.

Salary Range

$72,000.00 To $91,500.00/ year

Benefits & Perks

The compensation range describes the typical minimum or maximum base pay range for this position. The actual compensation offer is determined based on job-related knowledge, education, skills, experience, and work location. This position will be eligible for performance-based incentives as part of the total compensation package, in addition to a full range of benefits including:

• Medical, dental, and vision
• HSA contribution and match
• Dependent care FSA match
• Uncapped paid time off
• Adventure accounts
• Paid parental leave
• 401(k) match
• Personal and healthcare financial literacy programs
• Ongoing education & tuition assistance
• Gym and fitness reimbursement
• Wellness program incentives

Why work with HealthEquity

HealthEquity has a vision that by 2030 we will make HSAs as widespread and popular as retirement accounts. We are passionate about providing a solution that allows American families to connect health and wealth. Join us and discover a work experience where the person is valued more than the position.

You belong at HealthEquity!

HealthEquity, Inc. is an equal opportunity employer, and we are committed to being an employer where no matter your background or identity – you feel welcome and included. We ensure equal opportunity for all applicants and employees without regard to race, age, color, religion, sex, sexual orientation, gender identity, national origin, status as a qualified individual with a disability, veteran status, or other legally protected characteristics. HealthEquity is a drug-free workplace.

HealthEquity is committed to your privacy as an applicant for employment. For information on our privacy policies and practices, please visit HealthEquity Privacy.