Sr Fraud Strategy Analyst

HealthEquity; Draper (UT); Remote; USD 80,000 - 120,000; Full time

Job summary

An established industry player is seeking a Senior Fraud Strategy Analyst to enhance their fraud prevention strategies. This remote role involves leveraging your expertise in fraud analytics to develop and implement effective fraud detection measures. You'll analyze complex datasets, utilize advanced tools, and collaborate with cross-functional teams to protect customers and business operations. If you have a strong technical background and a passion for mitigating financial fraud, this is an exciting opportunity to make a significant impact in a dynamic environment.

Qualifications

• 5+ years of experience in fraud risk management or financial crime strategy.
• Strong technical skills in SQL, SAS, Python, and R.
• Expertise in digital fraud and online banking risk management.

Responsibilities

• Develop and implement fraud prevention strategies across various channels.
• Analyze datasets to identify fraud patterns and emerging threats.
• Create and present fraud reports for senior leadership.

Skills

SQL

SAS

Python

R

Fraud Detection

Data Analytics

Fraud Risk Management

Leadership

Communication

Education

Bachelor's degree in finance, economics, data analytics

Master's degree (preferred)

Tools

Visa Risk Manager

Falcon

DefenseEdge

Job description

Sr Fraud Strategy Analyst

Job Locations: US-Remote

Our Mission

Our mission is to SAVE AND IMPROVE LIVES BY EMPOWERING HEALTHCARE CONSUMERS. Come be part of something remarkable.

Overview

How you can make a difference

The Senior Fraud Strategy Analyst will develop and implement fraud prevention strategies to mitigate risks related to financial fraud, including money movement (ACH, check, card), new account openings, and digital fraud. This role requires a strong technical background and deep industry expertise in fraud analytics, leveraging data insights to protect our customers and business operations.

What you'll be doing

• Develop and refine fraud detection and prevention strategies across digital, voice, and card channels.
• Analyze complex datasets to identify fraud patterns, trends, and emerging threats.
• Utilize fraud detection tools such as Visa Risk Manager, Falcon, and DefenseEdge to enhance fraud prevention efforts.
• Design and implement analytics-driven fraud mitigation strategies using SQL, SAS, Python, and R.
• Provide insights into fraud trends, collaborating with risk, technology, product, and compliance teams to deploy effective solutions.
• Assess and manage fraud risks related to account takeovers, enrollment fraud, and transactional fraud.
• Create and present fraud reports and dashboards for senior leadership, translating technical findings into actionable insights.
• Conduct root cause analyses on fraud incidents and recommend sustainable solutions.
• Stay informed on the latest fraud tactics, regulatory updates, and industry best practices.
• Mentor and coach junior analysts, fostering continuous learning and collaboration.
• Partner with external vendors to optimize fraud detection tools and technologies.
• Support fraud investigations, ensuring compliance with regulatory and legal requirements.

What you will need to be successful

• Bachelor's degree in finance, economics, data analytics, or related field (Master's preferred).
• 5+ years of experience in fraud risk management, detection, or financial crime strategy within banks or fintech companies.
• Strong technical skills in SQL, SAS, Python, and R.
• Experience with fraud detection technologies, including rule-based systems, machine learning, and AI.
• Expertise in digital fraud, device prints, IP addresses, and online banking risk management.
• Familiarity with tools like Visa Risk Manager, Falcon, and DefenseEdge.
• Ability to analyze user online behaviors to identify fraud while minimizing friction for legitimate customers.
• Experience working cross-functionally with technology, risk, and compliance teams.
• Excellent communication and presentation skills.
• Strong leadership and mentoring abilities.
• Knowledge of financial services regulations and fraud management best practices.
• CFE certification is a plus.

#LI-Remote

This is a remote position.