Southwest Region: Commercial Lines Underwriter Trainee

FCCI Insurance Group; Richardson (TX); On-site; USD 48,000 - 64,000; Full time

Job summary

FCCI Insurance Group in Richardson, TX is seeking a Commercial Lines Underwriter Trainee. In this role you will train to underwrite risk for new and renewal commercial business, learning guidelines, rating rules and insurance laws while building strong relationships with agents and insureds.

The program starts in early June 2027 and includes on-the-job shadowing, with travel to corporate HQ for periodic training.

Qualifications

• Bachelor's Degree (risk management & insurance preferred).
• Excellent communication, negotiation and relationship building, interpersonal and organizational skills.
• Ability to analyze, define and solve problems; good judgment and time management.
• Ability to determine customer needs, provide solutions and price business.
• Basic knowledge of underwriting processes, coverages, tools and company products.
• Willingness to complete CPCU or CIC designations.
• Equal Opportunity Employer.

Responsibilities

• Train to underwrite risk for new and renewal commercial business.
• Learn underwriting guidelines, rating rules and insurance laws.
• Develop relationships with agents and insureds within assigned territory.
• Participate in extensive training with instruction, self-study and shadowing.
• Evaluate accounts and make underwriting recommendations within limited authority.

Skills

Communication

Negotiation

Relationship skills

Time management

Analytical thinking

Education

Bachelor's Degree

Job description

Posting Details

• Posted on October 30, 2026

Locations

Showing 1 location Richardson, TX 75080, USA

• Underwriters
• Full-Time
• Requisition #: COMME003678

Description

We are currently seeking a self-motivated individual to join our team as a Commercial Lines Underwriter Trainee. In this role, you will train to underwrite risk that determines the selection/rejection of new and renewal commercial business. The trainee will gain an understanding of the underwriting thought process and learn to utilize underwriting guidelines, procedures, rating manual rules and insurance laws/regulations. Additionally, the Trainee will learn the skills required to develop and maintain strong relationships with agents and insureds within assigned territory.

The trainee will participate in an extensive training program involving instruction and self-study combined with on-the-job shadowing that will provide the opportunity to learn the business. Upon successful mastery, the underwriter trainee will evaluate existing and new accounts and make underwriting recommendations within limited authority on assignments of moderate technical complexity.

This position will be based at our Southwest Regional Office in Richardson, TX. Regionally based individuals must be willing to travel to our corporate headquarters for periodic training purposes in addition to occasional travel in the territory. Our CLU Trainee program starts in early June 2027.

Qualifications

• Bachelor's Degree (NOTE: relevant, progressively responsible work experience may be substituted on a year for year basis for the required education). Emphasis in Risk Management & Insurance preferred.
• Excellent communication, negotiation, relationship building, interpersonal and organizational skills.
• Ability to analyze, define and solve problems; the use of good judgment and decision-making and solid time management skills.
• Ability to determine customer needs, provide solutions and price business appropriately.
• Basic knowledge of underwriting processes, coverages, tools and company products and services.
• Willingness to complete industry designations such as CPCU or CIC desired.
• Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.