Solution Architect (P&C insurance domain)

EPAM Systems Inc; New York (NY); Remote; USD 143,000 - 185,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance (

Health Savings Account

Flexible Spending Accounts (Healthcare

Dependent Care

Commuter)

Short-Term and Long-Term Disability

Life and AD&D Insurance

Employee Assistance Program

LinkedIn Learning access

401(k) Retirement Savings Plan

Paid Time Off – 15–25 days per year

Nine paid holidays

Legal Plan and Identity Theft Protec

Accident Insurance

Employee Discounts

Employee Stock Purchase Program

Discretionary annual bonus program

Long-Term Incentive (LTI) Program

Remote work in New York City only

Job summary

EPAM Systems Inc. seeks an experienced Solution Architect to lead a greenfield Commercial Lines insurance platform, focusing on a microservices-based architecture for underwriting, rating, policy administration, carrier management, and third-party integrations.

You will drive service decomposition, data ownership, and event-driven design while ensuring governance and compliance across teams. The role requires extensive P&C exposure, OpenAPI contract design, and hands-on architecture work with

Qualifications

• 8+ years solution/enterprise architecture experience, with at least one greenfield microservices platform shipped end-to-end.
• P&C insurance domain experience, Commercial Lines preferred, with knowledge of account/policy/coverage hierarchies, rating engines and underwriting rules.
• Event-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offs.
• API design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility across independently deployable services.
• Data architecture for regulated, auditable financial transactions – immutable ledgers, effective dating, reconciliation jobs.

Responsibilities

• Define service decomposition, bounded contexts, and data ownership per service.
• Design the event-driven backbone and domain event models, schemas, versioning, and replay semantics.
• Author OpenAPI 3.1 specifications for inter-service and external APIs before development begins.
• Design the commercial insurance data model and ledger enabling full rating-factor-level reconstruction.
• Enforce architectural separation between stateless rating service and rules service and define integration approaches for providers and gateways.
• Drive non-functional requirements (sub-second rating, 99.9% uptime, RPO 15 minutes, RTO 4 hours) and governance standards.
• Produce architecture artifacts: C4 diagrams, ADRs, API contracts, and data models.

Skills

P&C insurance domain knowledge

Enterprise/Solution architecture

Cross-team collaboration

API contract design

Tools

Kafka

OpenAPI 3.1

Azure

.NET

SQL Server

Job description

We are building a greenfield Commercial Lines insurance platform with an initial focus on Commercial Property. The platform is designed as a modern microservices-based ecosystem supporting underwriting, rating, policy administration, carrier management, and third-party integrations.The Solution Architect will report into Enterprise/Solution Architecture and work closely with Product, Underwriting, Actuarial, Engineering, and Data Engineering teams. This is a hands-on architecture and governance role responsible for defining the target-state architecture and producing architecture deliverables that engineering teams will build against.Req.#1119126031ResponsibilitiesDefine service decomposition, bounded contexts, and data ownership per serviceDesign the event-driven backbone, including Kafka (or equivalent) domain event models, event schemas, versioning, and replay semanticsAuthor OpenAPI 3.1 specifications for all inter-service and externally consumed APIs before Engineering builds against themDesign the commercial insurance data model, including the Account Applicant Policy Coverage Location Building Unit/Exposure hierarchy and NAICS-specific exposure schema extensionsDesign the immutable Premium Transaction Ledger enabling full rating-factor-level reconstruction of every bound dollar across policy, coverage, location, building, exposure, carrier, and factor levelsEnforce architectural separation between the stateless Rating Service (pricing only) and the Rules Service (eligibility, referral, and straight-through disposition logic)Design the Carrier Service abstraction layer supporting multiple carriers and quota-share allocation modelsDefine integration architecture for SSO federation, AMS/clearinghouse connectivity, third-party data enrichment providers, and payment gateway integrationsDrive non-functional requirements, including sub-second rating response times, 99.9% uptime, RPO 15 minutes, RTO 4 hours, and architectural governance standards such as immutable transactions, effective dating, and prohibition of cross-service database accessProduce and maintain architecture artifacts, including C4 diagrams, ADRs, API contracts, and data modelsRequirements8+ years solution/enterprise architecture, with at least one greenfield microservices platform shipped end-to-end (design through production)P&C insurance domain experience, ideally Commercial Lines (account/policy/coverage hierarchies, rating engines, underwriting rules engines). Personal Lines-only background is a gap, not a disqualifier, but must be paired with fast ramp capacityEvent-driven architecture in production – Kafka or equivalent, domain event design, CQRS, eventual consistency trade-offsAPI design at the contract level – OpenAPI 3.1, versioning strategy, backward-compatibility discipline across independently deployable servicesData architecture for regulated, auditable financial transactions – immutable ledgers, effective-dating, reconciliation jobs, NUMERIC precision handlingDirect experience with reinsurance/quota share, bordereaux reporting, or multi-carrier allocation is a strong plus, not a hard requirementExperience integrating IVANS, EZLynx, or similar AMS/clearinghouse platformsNice to haveExperience with Microsoft Azure, .NET, and SQL ServerWe offerMedical, Dental and Vision Insurance (Subsidized)Health Savings AccountFlexible Spending Accounts (Healthcare, Dependent Care, Commuter)Short-Term and Long-Term Disability (Company Provided)Life and AD&D Insurance (Company Provided)Employee Assistance ProgramUnlimited access to LinkedIn learning solutionsMatched 401(k) Retirement Savings PlanPaid Time Off – the employee will be eligible to accrue 15-25 paid days, depending on specific level and tenure with EPAM (accrual eligibility may change over time)Paid Holidays - nine (9) total per yearLegal Plan and Identity Theft ProtectionAccident InsuranceEmployee DiscountsPet InsuranceEmployee Stock Purchase ProgramIf otherwise eligible, participation in the discretionary annual bonus programIf otherwise eligible and hired into a qualifying level, participation in the discretionary Long-Term Incentive (LTI) ProgramFor remote work in New York City only.EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our clients, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.Engineer the Future with a Career at EPAMThis posting includes a good faith range of the salary EPAM would reasonably expect to pay the selected candidate. The range provided reflects base salary only. Individual compensation offers within the range are based on a variety of factors, including, but not limited to: geographic location, experience, credentials, education, training; the demand for the role; and overall business and labor market considerations. Most candidates are hired at a salary within the range disclosed. Salary range: $143,000 - $185,000. In addition, the details highlighted in this job posting above are a general description of all other expected benefits and compensation for the position.Applications will be accepted on a rolling basis.EPAM will not provide new H-1B visa sponsorship for this position. Candidates with existing transferable H-1B status may be considered.It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.