Small Business Renewal Underwriter & Portfolio Associate

Great American Insurance Group; Vermont; Remote; USD 63,000 - 90,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) match

Paid time off

Job summary

Great American Insurance Group seeks a Small Business Renewal Underwriter & Portfolio Associate. This fully remote role covers the Northeast, with preferred candidates in the Northeast or Illinois/Wisconsin.

You will underwrite new and renewal small business, analyze risk, and collaborate with agents, brokers, and clients to ensure sound risk management. Ideal candidates have 2-5 years in commercial lines underwriting, strong analytical and communication skills, and proficiency with underwriting

Qualifications

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or related field preferred; equivalent insurance industry experience considered.

Responsibilities

• Evaluates and underwrites small business accounts for new and renewal business per guidelines.
• Analyzes risk data to inform coverage, pricing, and terms within authority.
• Collaborates with underwriters, agents, brokers, and clients to obtain necessary information.
• Maintains underwriting files and compiles risk reports for management.

Skills

Analytical skills

Decision making

Communication skills

Education

Bachelor's degree in Business/ related field

Tools

Underwriting systems

Policy administration

Microsoft Office

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a \"small company\" culture where your ideas will be heard with \"big company\" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a \"small company\" culture where your ideas will be heard with \"big company\" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

For more than 40 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace.

http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/specialty-human-services

Our Specialty Human Services Division is seeking a Small Business Renewal Underwriter & Portfolio Associate to join its team. This role supports the Northeast territory spanning Maine to Virgina. This position is fully remote, with a preference for candidates located in the Northeast or Illinois/Wisconsin.

Essential Job Functions And Responsibilities

• Evaluates and underwrites a book of small business accounts new and renewal business in accordance with Company underwriting guidelines and risk appetite. Reviews existing policies for potential renewal or modification.
• Analyzes risk data to make informed decisions on coverage, pricing, and terms within authority. Including analyzing financial statements, property valuations, and loss histories to assess risk exposure. Orders and reviews additional reports or screens loss control inspections.
• Collaborate with other underwriters, agents, brokers, and clients to obtain necessary information and clarify details.
• Prepares and maintains underwriting files for assigned underwriting partner, ensuring all documents and approvals are properly filed. Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
• Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
• Stays updated on industry trends, regulatory changes, and market conditions.
• Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
• Interprets, explains, and markets products and services.
• Performs other duties as assigned.

Job Requirements

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field preferred. Equivalent insurance industry experience considered. CPCU, AU, AINS, ARM, or progress toward completion of professional insurance designations.
• Generally, 2-5 years of commercial lines underwriting, underwriting support, or insurance operations experience. Experience with small business or middle market commercial insurance preferred.
• Proficiency with underwriting systems, policy administration platforms, and Microsoft Office applications.
• Strong analytical and decision-making skills. Excellent written and verbal communication skills.
• Position limited occasional travel.

Business Unit

Specialty Human Services

Salary Range

$63,000.00 -$90,000.00

Benefits

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

• Excludes seasonal employees and interns.