Small Business Renewal Underwriter & Portfolio Associate

Great American Insurance Group; Massachusetts; Remote; USD 63,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

401(k) with company match

Paid Time Off and holidays

Tuition reimbursement

Job summary

Great American Insurance Group is seeking a Small Business Renewal Underwriter & Portfolio Associate for a fully remote role spanning the Northeast to Illinois/Wisconsin. You’ll underwrite new and renewal small business, analyze risk, and collaborate with agents and clients to secure profitable renewals.

The position requires a 2-5 year background in commercial lines underwriting, strong analytical skills, and proficiency with underwriting systems and MS Office. Travel may be limited.

Qualifications

• Bachelor’s degree preferred; equivalent insurance experience considered.
• 2-5 years of commercial lines underwriting or related experience.
• Proficiency with underwriting systems and MS Office.
• Strong analytical and communication skills.

Responsibilities

• Underwrite small business accounts (new and renewal) per guidelines.
• Analyze risk data for coverage, pricing, and terms.
• Collaborate with underwriters, agents, brokers, and clients.
• Maintain underwriting files and prepare risk/portfolio reports.
• Document underwriting decisions per regulations and policies.
• Communicate decisions clearly to internal teams and brokers.
• Stay updated on industry trends and regulatory changes.
• Develop relationships to generate and retain profitable business.
• Interpret and market products and services.

Skills

Analytical skills

Decision-making

Communication skills

Microsoft Office

Underwriting systems

Education

Bachelor's degree in Business/Insurance

Professional designations (CPCU/AU/AINS/ARM)

Tools

Underwriting systems

Policy administration platforms

Microsoft Office

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

For more than 40 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace.

http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/specialty-human-services

Our Specialty Human Services Division is seeking a Small Business Renewal Underwriter & Portfolio Associate to join its team. This role supports the Northeast territory spanning Maine to Virgina. This position is fully remote, with a preference for candidates located in the Northeast or Illinois/Wisconsin.

Essential Job Functions And Responsibilities

• Evaluates and underwrites a book of small business accounts new and renewal business in accordance with Company underwriting guidelines and risk appetite. Reviews existing policies for potential renewal or modification.
• Analyzes risk data to make informed decisions on coverage, pricing, and terms within authority. Including analyzing financial statements, property valuations, and loss histories to assess risk exposure. Orders and reviews additional reports or screens loss control inspections.
• Collaborate with other underwriters, agents, brokers, and clients to obtain necessary information and clarify details.
• Prepares and maintains underwriting files for assigned underwriting partner, ensuring all documents and approvals are properly filed. Compiles reports on risk evaluations, policy statuses, and portfolio performance for underwriters and management.
• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
• Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
• Stays updated on industry trends, regulatory changes, and market conditions.
• Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
• Interprets, explains, and markets products and services.
• Performs other duties as assigned.

Job Requirement

• Bachelor's degree in Business, Risk Management, Insurance, Finance, or a related field preferred. Equivalent insurance industry experience considered. CPCU, AU, AINS, ARM, or progress toward completion of professional insurance designations.
• Generally, 2-5 years of commercial lines underwriting, underwriting support, or insurance operations experience. Experience with small business or middle market commercial insurance preferred.
• Proficiency with underwriting systems, policy administration platforms, and Microsoft Office applications.
• Strong analytical and decision-making skills. Excellent written and verbal communication skills.
• Position limited occasional travel.

Business Unit

Specialty Human Services

Salary Range

$63,000.00 -$90,000.00

Benefits

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

• Excludes seasonal employees and interns.