Senior Underwriter - Specialty Human Services

Summit Consulting; Cincinnati (OH); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

Wellness plans

Parental leave

Tuition reimbursement

Paid Time Off

401(k) with company match

Employee stock purchase plan

Commuter benefits

Job summary

Great American Insurance Group’s Specialty Human Services Division seeks a Senior Underwriter or Underwriting Specialist to join the Cincinnati team. The role supports the Pacific Northwest territory with occasional travel and is based on-site in Cincinnati four days a week, with one day remote.

The position requires a Bachelor’s degree in Business, Economics, Risk Management and Insurance or related field and 5+ years of underwriting experience.

Qualifications

• Bachelor’s degree in a related field or equivalent experience.
• Generally 5+ years of underwriting or related experience.
• Completion of or progress toward AU/CPCU/CIC/INS/ARM preferred.
• Occasional travel required.

Responsibilities

• Underwrites new and renewal business per underwriting guidelines and risk appetite.
• Analyzes risk data to inform coverage, pricing, and terms.
• Collaborates with actuaries, agents, brokers and clients to obtain necessary information.
• Orders and reviews motor vehicle reports, loss history, outside inspections, and other reports as needed.
• Ensures documentation of underwriting decisions and regulatory compliance.
• Evaluates existing policies for renewal or modification and communicates decisions clearly.
• Keeps abreast of industry trends and regulatory changes.
• Maintains relationships to generate new business and retain profitable accounts.
• Interprets and markets products and services; performs other duties as assigned.

Skills

Interpersonal skills

Communication skills

Education

Bachelor’s Degree in Business, Economics, Risk Management and Insurance

Job description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship. For more than 40 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace. http://www.greatamericaninsurancegroup.com/about-us/business-operations/division/specialty-human-services

Our Specialty Human Services Division is seeking a Senior Underwriter or Underwriting Specialist to join its team. Job level and pay will be dependent on the successful candidate’s level of experience. This role supports the Pacific Northwest territory and includes occasional travel within this territory. This position is based out of the downtown Cincinnati office. Great American’s culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in-office days are Tuesday-Thursday.

Essential Job Functions and Responsibilities

Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite. Analyzes risk data to make informed decisions on coverage, pricing, and terms. Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details. Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations. Evaluates existing policies for potential renewal or modification. Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers. Stays updated on industry trends, regulatory changes, and market conditions. Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business. Interprets, explains, and markets products and services. Performs other duties as assigned.

Job Requirements

Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience. Generally, 5+ years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM). Excellent interpersonal and communication skills. Demonstrates strong analytical skills with attention to detail. Position requires occasional travel.

Business Unit: Specialty Human Services

Benefits

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers. *Excludes seasonal employees and interns.

Why can you trust Great American Insurance Group?

For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to Be Here. Be GREAT! To learn more, visit our Career Page