Senior VP, Compliance & Risk Leadership

Axos Business Center; San Diego (CA); On-site; USD 185,000 - 200,000; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life

Paid Sick Leave

Vacation and Holidays

HSA or FSA

401(k) with Employer Match

529 Savings Plan

Employee Mortgage Loan Program

Free Axos Bank Account

Job summary

Axos Bank seeks a senior Compliance Officer to lead the CMS across lending and deposit products, aligning with laws and investor requirements. You will drive policy development, governance materials, and second-line approvals, while supporting enterprise-wide strategic initiatives and escalation of regulatory changes.

You will manage audits, reviews, and risk assessments, advising senior leadership, regulators, and vendors.

Qualifications

• Bachelor's degree in business or related area and equivalent business experience.
• 10+ years' work experience in banking/mortgage banking/audit/regulatory compliance.
• Subject matter expert of all banking regulatory, audit and compliance programs for deposit & lending compliance as it relates to federally regulated banks.
• Subject matter expert of GSE requirements, credit requirements, investor guidelines, regulatory compliance knowledge.
• Subject matter expert calculating income and determining ability to repay.
• Must be flexible, able to work on multiple projects that may require restructuring due to shifting demands and changing priorities within a multi-billion dollar bank.
• Ability to identify and define problems with documentation, loan origination systems, internal processes and procedures; research and analyze information and various situations relating to data management issues.
• Must be able to recommend alternatives or solutions.
• Strong verbal and written communication skills including presentation skills.
• Ability to effectively lead multiple divisions within the Bank; Thinking outside the box problem resolutions.
• Microsoft Office products (WORD, EXCEL, VISIO, PowerPoint).

Responsibilities

• Lead and enhance the Bank’s Compliance Management System (CMS) and Quality Control programs across lending and deposit products, ensuring compliance with applicable laws, regulations, investor requirements, and regulatory guidance.
• Oversee compliance reviews, loan-level documentation reviews, transactional testing, risk assessments, issue management, complaint management, policy administration, third-party oversight, new product and service reviews, second-line approvals, and regulatory change management.
• Develop and maintain compliance-related policies, management directives, and governance materials for executive and Board-level committees; serve as a member of the Compliance Management Committee and support enterprise-wide strategic initiatives.
• Drive continuous improvement efforts to strengthen the Bank’s compliance and quality control framework, processes, and monitoring activities.
• Monitor, analyze, and communicate regulatory developments and compliance risks to senior leadership, ensuring timely updates to policies, procedures, forms, and training programs.
• Provide compliance guidance for new or revised products, services, systems, and business initiatives, collaborating with legal counsel, regulators, vendors, and industry organizations as needed.
• Partner with business line leaders to promote effective compliance risk management and ensure appropriate resources and controls are in place across the organization.
• Support compliance audits and regulatory examinations, including planning, coordination of information requests, management responses, and remediation activities.

Skills

Regulatory compliance

Leadership

Policy development

Change management

Risk assessment

Communication skills

Regulatory knowledge

Education

Bachelor's degree in business or related field

Tools

Microsoft Office

Job description

Axos Bank seeks a senior Compliance Officer to lead the CMS across lending and deposit products, aligning with laws and investor requirements. You will drive policy development, governance materials, and second-line approvals, while supporting enterprise-wide strategic initiatives and escalation of regulatory changes.

You will manage audits, reviews, and risk assessments, advising senior leadership, regulators, and vendors.