Senior Vice President Commercial Lending

The Agency; Waco (TX); On-site; USD 100,000 - 130,000; Full time

Job summary

A community-focused bank in Waco, Texas is seeking a seasoned Senior Commercial Lender to join its team. This role demands over 10 years of commercial lending experience, emphasizing relationship management and business development. The ideal candidate will play a pivotal role in managing a diversified loan portfolio while collaborating with business clients. Strong ties to the Waco community and a commitment to growth are essential. Enjoy a supportive work environment that is committed to long-term stability.

Qualifications

• 10+ years of commercial lending experience.
• Strong background as a generalist lender (CRE and C&I).
• Formal credit training or meaningful credit analysis experience required.

Responsibilities

• Develop and manage a commercial loan portfolio of CRE and C&I relationships.
• Generate new business through networking and community involvement.
• Structure and present credit opportunities per bank policy.

Skills

Commercial lending experience

Business development

Credit analysis

Portfolio management

Relationship management

Job description

Our client, a relationship-driven community bank, is seeking a Senior Commercial Lender to join its team in Waco, Texas. This is an excellent opportunity for an experienced commercial banker who values long-term stability, community involvement, and growth within a strong banking organization.

Position Overview

The Senior Commercial Lender will be responsible for developing and managing a diversified commercial loan portfolio, serving as a trusted advisor to local business owners and real estate investors. This role requires a well-rounded generalist who is comfortable handling both Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending relationships.

Our client is seeking a seasoned banker who brings strong credit skills, relationship depth in the Waco market, and a long-term commitment mindset.

Key Responsibilities

• Develop and manage a commercial loan portfolio consisting of CRE and C&I relationships
• Generate new business through prospecting, networking, and community involvement
• Structure, underwrite, and present credit opportunities in accordance with bank policy
• Maintain strong asset quality through ongoing portfolio management
• Serve as a trusted financial partner to business clients
• Collaborate with credit and executive leadership to support sound growth

Qualifications

• 10+ years of commercial lending experience
• Strong background as a generalist lender (CRE and C&I)
• Formal credit training and/or meaningful credit analysis experience required
• Demonstrated ability to structure and analyze complex credit relationships
• Proven business development and portfolio management skills
• Strong ties to the Waco market

Ideal Candidate Profile

• Established presence in the Waco business community
• Loyal, relationship-focused banker seeking a long-term home
• High integrity and strong credit discipline
• Team-oriented and community-minded
• Interested in growth opportunities as performance and tenure support advancement

Location Requirements

This position is based in Waco, Texas. Our client strongly prefers candidates currently local to the Waco area. Relocation may be considered for individuals with meaningful ties to Waco and a demonstrated long-term commitment to the community.