Lender

National Recruiting & Staffing Firm; Lubbock (TX); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

Retirement plans

Paid time off

Job summary

National Recruiting & Staffing Firm seeks an experienced Commercial Lender to manage a West Texas portfolio, originate new business, and partner with local leaders to support regional economic growth. This market-focused role emphasizes relationship-driven banking and local decision-making.

The role offers community-based lending with opportunities for professional growth, competitive compensation, and a comprehensive benefits program. West Texas market knowledge is highly valued.

Qualifications

• 3+ years of commercial lending experience
• Strong credit analysis and loan structuring skills; familiarity with SBA, USDA, and conventional loan products a plus
• Excellent relationship-building, communication, and negotiation skills; community involvement is highly valued
• Self-starter with proven business development success and the ability to work independently within a collaborative team environment
• Bachelor’s degree in finance, business, or related field preferred; relevant industry certifications are a plus

Responsibilities

• Develop and manage a commercial lending portfolio focused on small-to-medium enterprises, agriculture, and owner-occupied commercial real estate
• Originat e and structure credit facilities, prepare loan presentations, and ensure accurate and timely underwriting and documentation
• Build strong community relationships through proactive business development, networking, and participation in local events
• Monitor portfolio performance, ensure regulatory and bank policy compliance, and work with credit administration to manage risk
• Provide exceptional customer service — act as a trusted advisor to clients and identify cross-sell opportunities with other bank services

Skills

Commercial lending

Credit analysis

Relationship-building

Business development

Independent work

Education

Bachelor's degree in finance, business, or related field

Job description

About the Role

We are seeking an experienced Commercial Lender who understands the dynamics of West Texas markets and is passionate about building long-term customer relationships. This role offers a unique combination of community-based decision-making and the growth opportunities of a bank with solid capital and clear expansion plans. You will own a portfolio, originate new business, and partner with local leaders to support the region's economic success.

Key Responsibilities

• Develop and manage a commercial lending portfolio focused on small-to-medium enterprises, agriculture, and owner-occupied commercial real estate.
• Originat e and structure credit facilities, prepare loan presentations, and ensure accurate and timely underwriting and documentation.
• Build strong community relationships through proactive business development, networking, and participation in local events.
• Monitor portfolio performance, ensure regulatory and bank policy compliance, and work with credit administration to manage risk.
• Provide exceptional customer service — act as a trusted advisor to clients and identify cross-sell opportunities with other bank services.

Qualifications & Skills

• 3+ years of commercial lending experience, preferably with exposure to West Texas or similar rural/agricultural markets.
• Strong credit analysis and loan structuring skills; familiarity with SBA, USDA, and conventional loan products a plus.
• Excellent relationship-building, communication, and negotiation skills; community involvement is highly valued.
• Self-starter with proven business development success and the ability to work independently within a collaborative team environment.
• Bachelor’s degree in finance, business, or related field preferred; relevant industry certifications are a plus.

Compensation & Benefits

We offer a competitive compensation package including base salary, incentive pay tied to performance, and a comprehensive benefits program. Benefits include health, dental, vision, retirement plans, paid time off, and support for professional development.

Why Join Us?

• Work in a welcoming, close-knit community while staying connected to Lubbock’s broader commercial network.
• Join a financially strong bank with long-term plans for growth and opportunities for career advancement.
• Enjoy an environment that values relationship-driven banking and local decision-making.