Commercial Banker

The Agency; United States; On-site; USD 90,000 - 130,000; Full time

Job summary

The Agency is seeking an experienced Commercial Banker to support growth within its commercial banking division in Dallas. You will originate, underwrite, structure, and close commercial loans while expanding existing client relationships and depositing relationships.

Ideal candidates have 3+ years in commercial banking, strong credit judgement, and a well-developed Dallas market network. You will manage a sizable portfolio with emphasis on credit quality and client service.

Qualifications

• Bachelor's degree in Business, Finance, Accounting or related field preferred.
• 3+ years of commercial banking experience.
• Proven success in business development and loan production.
• Experience generating commercial loan and deposit growth.
• Strong credit analysis and underwriting expertise.

Responsibilities

• Develop, expand, and retain commercial banking relationships through proactive business development efforts.
• Originate and close a minimum of $10MM in annual commercial loan production.
• Develop and grow commercial deposit relationships alongside lending relationships.
• Manage and expand an established commercial loan portfolio with strong client relationships and asset quality.
• Analyze financial statements, tax returns, and credit information to assess borrowing capacity and credit risk.
• Structure and negotiate loan terms, collateral requirements, pricing, and repayment schedules.
• Evaluate loan requests and prepare recommendations for approval.
• Monitor portfolio performance to ensure asset quality and adherence to lending policies.
• Review and approve commercial overdrafts and other credit-related requests.
• Cross-sell treasury management, deposit products, and other banking services to strengthen client relationships.
• Stay informed on regulatory and industry changes affecting commercial lending practices.
• Represent the organization through involvement in business and community organizations.
• Maintain consistent communication with clients regarding financing needs and growth opportunities.
• Participate in community engagement and business development activities.

Skills

New business development

Relationship management

Loan production

Credit analysis

C&I lending

CRE lending

Regulatory compliance

Communication

Problem solving

Dallas market network

Education

Bachelor's degree in Business/Finance/Accounting

Job description

A well-established and growing financial institution with a strong commitment to relationship banking is seeking an experienced Commercial Banker to support continued growth within its commercial banking division. This individual will play a key role in developing new business relationships, expanding existing client partnerships, and managing a substantial existing portfolio while maintaining strong credit quality and exceptional client service.

The Commercial Banker will be responsible for originating, underwriting, structuring, and closing commercial loan opportunities while serving as a trusted advisor to business clients throughout the market. This role is ideal for a balanced commercial lender with a proven ability to develop both lending and deposit relationships.

Key Responsibilities:

• Develop, expand, and retain commercial banking relationships through proactive business development efforts
• Originate and close a minimum of $10MM in annual commercial loan production
• Develop and grow commercial deposit relationships alongside lending relationships
• Manage and expand an established commercial loan portfolio while maintaining strong client relationships and asset quality
• Analyze financial statements, tax returns, and credit information to assess borrowing capacity and credit risk
• Structure and negotiate loan terms, collateral requirements, pricing, and repayment schedules
• Evaluate loan requests and prepare recommendations for approval
• Monitor portfolio performance to ensure strong asset quality and adherence to lending policies
• Review and approve commercial overdrafts and other credit-related requests
• Cross-sell treasury management, deposit products, and other banking services to strengthen client relationships
• Stay informed on regulatory and industry changes affecting commercial lending practices
• Represent the organization through active involvement in business and community organizations
• Maintain consistent communication with clients regarding financing needs and growth opportunities
• Participate in community engagement and business development activities

Required Qualifications:

• Bachelor’s degree in Business, Finance, Accounting, or a related field preferred
• 3+ years of commercial banking experience
• Demonstrated success in business development, relationship management, and loan production
• Proven ability to generate meaningful commercial loan and deposit growth
• Strong commercial credit analysis and underwriting expertise
• Extensive knowledge of Commercial & Industrial (C&I) and Commercial Real Estate (CRE) lending
• Experience structuring and negotiating commercial credit facilities
• Strong understanding of regulatory compliance and risk management practices
• Exceptional communication, interpersonal, and relationship-building skills
• Proven problem-solving abilities and sound credit judgment
• Self-motivated with the ability to manage multiple priorities and deadlines
• Established business network within the Dallas market preferred

This is an excellent opportunity for a commercially driven banking professional seeking a growth-oriented lending role with a respected financial institution that values relationship banking, community involvement, and long-term client success. The successful candidate will inherit a well-established commercial portfolio while being given the opportunity to further expand market share through new loan and deposit relationship development.