Senior Vice President Commercial Lending

The Agency; Fredericksburg (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

The Agency is assisting a well-respected bank in the Fredericksburg, TX area to hire an experienced Commercial Lender. This role emphasizes relationship banking, loan origination, and portfolio management within the local business community.

Ideal candidates have 10+ years in commercial lending, a proven record of building client relationships, and the ability to relocate to Fredericksburg. This is a long-term career opportunity with growth and community involvement.

Qualifications

• 10+ years of commercial lending experience.
• Proven track record of building long-term client relationships.
• Experience across CRE, C&I, construction, and land development lending.
• Strong underwriting and risk management skills.
• Community involvement and relocation to Fredericksburg, TX area.

Responsibilities

• Originate, structure, and close a variety of commercial loans including CRE, C&I, construction, and land development.
• Develop and maintain relationships with business owners, real estate professionals, and community leaders.
• Generate new loan opportunities through networking, referrals, and community involvement.
• Manage credit risk through underwriting, financial analysis, and portfolio monitoring.
• Collaborate with credit administration and bank leadership to ensure loan quality and compliance.
• Represent the bank at community events and business functions.

Skills

Relationship building

Credit analysis

Underwriting

Job description

Position Overview

Our client, a well-respected bank with a strong relationship-driven culture, is seeking an experienced Commercial Lender to join its team in the Fredericksburg, Texas area. This individual will be responsible for originating and managing a diverse portfolio of commercial loans while serving as a visible and trusted banking partner within the local community.

The bank prides itself on true relationship banking and active community involvement. This role offers long-term career growth and the opportunity to inherit a small portfolio immediately.

Key Responsibilities

• Originate, structure, and close a variety of commercial loans, including: Commercial Real Estate (CRE), Commercial & Industrial (C&I), Construction, Land Development, and other related commercial credit products
• Develop and maintain strong relationships with business owners, real estate professionals, and community leaders
• Proactively generate new loan opportunities through networking, referrals, and community involvement
• Manage credit risk through sound underwriting, financial analysis, and ongoing portfolio monitoring
• Collaborate with credit administration and bank leadership to ensure loan quality and compliance
• Represent the bank at community events, civic organizations, and business functions

Qualifications

• 10+ years of commercial lending experience with demonstrated success in loan production
• Proven track record of building and maintaining long-term client relationships
• Experience across CRE, C&I, construction, and land development lending
• Strong underwriting, credit analysis, and risk management skills
• History of good career tenure and stability
• Active or demonstrated involvement in the community
• Ability to relocate to or reside in the Fredericksburg, TX area

Why Join This Bank

• Relationship-focused, community-oriented banking culture
• Upside for career advancement and long-term growth
• Competitive compensation and benefits package
• Relocation assistance available for the right candidate

Equal Employment Opportunity Statement

The Agency Recruiting follows Equal Employment Opportunity (EEO) guidelines and considers all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic under applicable law.