Senior Universal Banker: Mortgage & Digital Banking Expert

Luminate; Gonzales (CA); On-site; USD 42,000 - 63,000; Full time

Job summary

Ascension Credit Union is seeking a Universal Banker II to deliver advanced member service and handle complex lending and deposit operations. You will support digital banking and fraud prevention while expanding member relationships.

The role requires banking experience, solid cash handling, and knowledge of consumer lending and regulatory compliance to ensure accurate, personalized financial solutions.

Qualifications

• High school diploma or equivalent is required.
• Associate degree in Business, Finance, or a related field preferred.
• Minimum of two years of banking, credit union, or related financial institution experience.

Responsibilities

• Perform all duties of Universal Banker I.
• Process complex teller transactions with accuracy and balancing standards.
• Originate, process, close, and fund consumer loans including HELOCs and mortgages.
• Open and service consumer deposit accounts, IRAs and HSAs.
• Assist members with account maintenance, transfers, and beneficiary updates.
• Provide advanced digital banking support and AI-assisted tools.
• Identify opportunities to deepen member relationships through referrals.
• Maintain compliance with Credit Union policies and regulations.

Skills

Cash handling

Lending knowledge

Digital banking

Fraud prevention

Compliance

Problem solving

Teamwork

Multitasking

Communication

Education

High school diploma or equivalent

Associate degree in Business/Finance

Job description

Ascension Credit Union is seeking a Universal Banker II to deliver advanced member service and handle complex lending and deposit operations. You will support digital banking and fraud prevention while expanding member relationships.

The role requires banking experience, solid cash handling, and knowledge of consumer lending and regulatory compliance to ensure accurate, personalized financial solutions.