Senior Underwriting & Financial Analytics Analyst

CVS Health; Williamstown (NJ); Sur place; USD 47 000 - 122 000; Plein temps

Résumé du poste

CVS Health is seeking an Underwriting Sr. Analyst to drive financial analysis and pricing within the PBM and Enterprise segments. You will work on pricing strategies to retain and grow pharmacy lives and support leadership with data-driven recommendations.

The role requires deep PBM economics knowledge, strong analytical skills, and the ability to communicate methods and outcomes clearly to stakeholders. You will collaborate with Caremark, Aetna, and internal teams to improve margins and deploy

Qualifications

• 3 years in a health plan actuarial role, PBM financial analysis or underwriting role.
• PBM/Health Plan experience preferred.
• Actuarial certifications a plus.
• Strong Excel skills.

Responsabilités

• Assessing risk and developing recommendations to maximize client value while retaining margin first in the PBM and second in the Enterprise.
• Developing pricing recommendations for multiple lines of business based on in-depth competitive analysis.
• Assisting Aetna’s Underwriting leadership to develop pricing for downstream pricing by providing segment-specific data.
• Completing tasks in the Caremark Underwriting models.
• Modifying FAFs appropriately.
• Ad‑hoc analysis to support a variety of internal and client requests.
• Developing and maintaining relationships with Sales and Account Management.
• Developing relationships with Caremark and Aetna Finance partners to assist in margin budget development and validation.
• Creating and updating multiple complex Pricing Commitment Documents to reflect Caremark’s pricing and contract terms offer for each business segment.
• Advise Caremark Legal as the Underwriting subject matter expert during contract negotiations.
• Provide ad hoc analysis and advise on implementation scenarios related to regulatory changes.
• Work with internal partners to understand downstream implications of proposed pricing strategy and facilitate seamless, accurate, and on‑time implementation.
• Ability to analyze and make recommendations on questions or issues when not all the information is available; ability to self‑direct to find solutions with minimal guidance.
• Acquire and maintain leading‑edge knowledge of PBM plan management strategies and solutions.
• Ability to work both independently and part of a group in a fast‑paced environment and manage tight deadlines.

Connaissances

Excel

Formation

Bachelor's degree in mathematics, finance, statistics, actuarial science or other risk management or data related fields

Description du poste

CVS Health is seeking an Underwriting Sr. Analyst to drive financial analysis and pricing within the PBM and Enterprise segments. You will work on pricing strategies to retain and grow pharmacy lives and support leadership with data-driven recommendations.

The role requires deep PBM economics knowledge, strong analytical skills, and the ability to communicate methods and outcomes clearly to stakeholders. You will collaborate with Caremark, Aetna, and internal teams to improve margins and deploy