Senior Underwriting Analyst - Card Credit Risk

Brex; Salt Lake City (UT); Hybrid; USD 66,000 - 82,000; Full time

Job summary

Brex is seeking an Underwriting Senior Analyst in Salt Lake City to ensure underwriting processes for our corporate card products run smoothly and efficiently. You will apply established frameworks to resolve moderately complex cases and collaborate with Sales, Customer Experience, Engineering, and Product to meet organizational goals.

Required are a bachelor’s degree in finance or related field and 1+ year in underwriting or credit risk, with strong analytical and communication skills.

Qualifications

• Bachelor's degree in finance, accounting, economics or related field.
• 1+ years of underwriting, credit risk, financial analysis, or related field.
• Understanding of GAAP/IFRS accounting standards and bank/financial statement analysis.
• Familiarity with quantitative credit risk models, probability of default and loss given default concepts.
• Experience working cross-functionally with teams such as Sales, Customer Experience, Engineering, or Product, with strong written and verbal communication skills.

Responsibilities

• Assess the credit quality in terms of our business credit card customers' ability to repay.
• Review bank statements and financial statements to underwrite Brex customers.
• Handle intermediate-level underwriting escalations requiring deeper investigation into applicant financials or edge-case scenarios.
• Review existing underwriting processes and proactively identify and recommend improvements that align underwriting outcomes with broader organizational goals.
• Track and communicate key underwriting metrics to stakeholders in a clear and meaningful way.
• Build and maintain relationships with key partners across Risk, Sales, Engineering, and Product to drive underwriting initiatives forward.
• Serve as a subject matter expert within your area of underwriting, executing with high precision and actively helping to up-level those around you.
• Contribute to the ongoing learning and success of your team and the company by sharing knowledge through mentorship, collaboration, and aiding in documentation.

Skills

Analytical skills

Cross-functional collaboration

Communication skills

Attention to detail

Financial statement analysis

Education

Bachelor's degree in finance/accounting/economics

Tools

Google Sheets

Excel

Hex

Job description

Brex is seeking an Underwriting Senior Analyst in Salt Lake City to ensure underwriting processes for our corporate card products run smoothly and efficiently. You will apply established frameworks to resolve moderately complex cases and collaborate with Sales, Customer Experience, Engineering, and Product to meet organizational goals.

Required are a bachelor’s degree in finance or related field and 1+ year in underwriting or credit risk, with strong analytical and communication skills.