Senior Underwriter, Trade Credit Risk (Hybrid)

Atradius Trade Credit Insurance, Inc.; Maryland; Hybrid; USD 80,000 - 100,000; Full time

Benefits offered by this job

401k with matching

Health and Dental

Vision, Life Insurance/AD&D, Short/Dis

Education Assistance

Gym membership

Job summary

Atradius Trade Credit Insurance, Inc. in Maryland seeks a Senior Underwriter to join our US Risk Services group. You will evaluate and approve limit requests, set risk thresholds, and craft underwriting strategies while maintaining portfolio risk through ongoing analysis.

We offer a hybrid in-person/remote schedule, with a competitive annual salary of $80,000–$100,000 plus a bonus potential, generous PTO, and comprehensive health and retirement benefits.

Qualifications

• Bachelor’s degree with 5 years in commercial credit or lending and financial analysis.
• Master’s degree or credit/finance certificate preferred.
• Excellent written and verbal communication to update directors.

Responsibilities

• Evaluate and approve new limit requests within delegated authorities while applying underwriting principles and procedures in line with corporate governance.
• Establish credit insurance exposure thresholds for aggregate risk appetite and maintain risk scores/ratings on buyers.
• Set and articulate underwriting strategies for each known buyer group, buyer and sector.
• Monitor portfolio exposure and adjust risk management to optimize claims ratio.
• Prepare and present recommendations to Credit Committee for risks exceeding thresholds.
• Serve as Risk liaison to commercial team, brokers & customers, managing expectations around risk appetite.
• Participate in calls and visits to enhance portfolio risk management.
• Ad-hoc project specific deliverables as required.

Skills

Financial analysis

Credit underwriting

Risk assessment

Written & verbal communication

Education

Bachelor’s degree in business/finance/economics

Master’s degree or Credit/Finance certificate

Tools

Credit rating methodology

Job description

Atradius Trade Credit Insurance, Inc. in Maryland seeks a Senior Underwriter to join our US Risk Services group. You will evaluate and approve limit requests, set risk thresholds, and craft underwriting strategies while maintaining portfolio risk through ongoing analysis.

We offer a hybrid in-person/remote schedule, with a competitive annual salary of $80,000–$100,000 plus a bonus potential, generous PTO, and comprehensive health and retirement benefits.