Senior Underwriter - Credit Specialties

Atradius N.V. (Italy); Northern (KY); Hybrid; USD 100,000 - 118,000; Full time

Benefits offered by this job

3 weeks vacation

8 floating holidays

6 sick days

Maternity & parental leave

Hybrid work model

Medical & dental plans

Vision & Life Insurance

401k with company match

Job summary

Atradius N.V. is seeking a Senior Underwriter to join the US Credit Specialties team, ideally based in Hunt Valley, MD, with NYC proximity as an option. The role focuses on specialized trade credit and political risk insurance for banks and corporations, balancing growth with disciplined risk management.

You will underwrite, manage, and grow a portfolio while building broker and client relationships across North America, with occasional travel and collaboration across Atradius' global network.

Qualifications

• 2–3 years of experience as a Commercial Underwriter, Account Manager, or Risk Underwriter.
• Strong financial statement analysis skills.
• Analytical ability to assess country, industry, and transaction risks.
• Excellent written and verbal communication skills, including fluency in English.
• Strong business development and relationship management capabilities.
• Experience negotiating proposals with brokers, agents, banks, and corporate clients.
• Ability to manage customer relationships with a focus on retention and profitable growth.

Responsibilities

• Underwrite and manage a portfolio of specialized trade credit and political risk insurance policies.
• Support profitable portfolio growth while maintaining strong risk discipline.
• Develop and maintain relationships with brokers, agents, banks, and corporate clients.
• Structure and negotiate customized insurance solutions.
• Review insurance contracts and finance agreements to support bespoke client solutions.
• Contribute to business development initiatives throughout North America.
• Collaborate with colleagues across the global Credit Specialties network.
• Travel occasionally to support customers, business development activities, and internal collaboration.

Skills

Financial analysis

Risk assessment

Communication

Relationship management

Negotiation

Travel readiness

Job description

The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit.

At Atradius, we believe in personal development and the Growth Mindset. Our Culture is based on teamwork, reliable accountability, constantly improving and unrivalled service. Read on more on our Career site: https://careers.atradius.com/en/careers .

We are seeking a Senior Underwriter, to join our Credit Specialties US team. This role offers an exciting opportunity to work within a highly specialized underwriting environment focused on trade credit and political risk insurance solutions for banks and corporations. The position is preferably based in our Hunt Valley, MD office, with consideration given to candidates located near our New York City office.

Department Description

The Credit Specialties Unit (CSU) provides customer solutions for risks that may not be covered by Atradius' traditional product suite. These solutions include, but are not limited to:

• Single situations
• Contract cover
• Structured Trade Credit and Political Risk Cover for banks and corporations

The US Credit Specialties team supports business throughout North America and is currently active in the United States, Canada, and Mexico.

Job Description

The CSU Underwriter is responsible for developing and managing a portfolio of specialized trade credit and political risk insurance policies while ensuring an optimal balance between premium growth and risk management.

In this position your key responsibilities will be:

• Underwrite and manage a portfolio of specialized trade credit and political risk insurance policies.
• Support profitable portfolio growth while maintaining strong risk discipline.
• Develop and maintain relationships with brokers, agents, banks, and corporate clients.
• Structure and negotiate customized insurance solutions.
• Review insurance contracts and finance agreements to support bespoke client solutions.
• Contribute to business development initiatives throughout North America.
• Collaborate with colleagues across the global Credit Specialties network.
• Travel occasionally to support customers, business development activities, and internal collaboration.

What qualification should you have?

The ideal candidate will have the following profile:

• Minimum 2-3 years of experience as a Commercial Underwriter, Account Manager, or Risk Underwriter.
• Strong financial statement analysis skills.
• Analytical ability to assess country, industry, and transaction risks.
• Excellent written and verbal communication skills, including fluency in English.
• Strong business development and relationship management capabilities.
• Experience negotiating proposals with brokers, agents, banks, and corporate clients.
• Ability to manage customer relationships with a focus on retention and profitable growth.
• Technical aptitude and attention to detail related to reporting, governance, and underwriting systems.
• Capacity to critically review insurance contracts and finance agreements and develop creative client solutions.
• Willingness to travel occasionally, both domestically and internationally.

What do we offer?

• Competitive Salary: $100,000 - $118,000 annually, dependent on experience level with a 15% bonus potential.
• Paid Time Off: 3 weeks vacation, 8 floating holidays, 6 sick days, maternity and parental leave, office closure holidays.
• Flexible Working: Hybrid model with 3 days remote and 2 days onsite.
• Insurance: Medical and dental plans with shared premiums, Vision, Disability and Life Insurance fully paid by company.
• Retirement Plan: 401k with 100% company match up to 6% of salary contributions and annual profit share, pre-tax and Roth options.

Equal opportunities for all

The success of our organization stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.

Do you have any questions about our offer?

Susan PAULSON, Human Resources, is available by e-mail [e-mail].

I am Atradius! - Do you want to know who we are?

Get to know Atradius colleagues in this video: https://www.youtube.com/watch?v=NnsgT04OpTU&t=4s

Atradius is a global provider of credit insurance, bond and surety, collections and information services, with a strategic presence in over 50 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit.

You can find further information on our website: https://group.atradius.com

Unit: CRESP-Credit Specialities

Deadline: 29/12/2026, 04:59

Employment type: Full time

Position type: Permanent

Job experience level: Intermediate Level