Senior Underwriter — Risk & Growth Leader (On-Site SD)

One Numerica; San Diego (CA); On-site; USD 110,000 - 170,000; Full time

Job summary

One Numerica in San Diego, CA, seeks a Senior Underwriter for a full-time, on-site role. You will assess risk by reviewing financial statements, credit data, and business documents to make informed underwriting decisions aligned with internal policies and regulatory requirements.

You will collaborate with Accounting, Payroll, HR, and EOR teams to create guidelines, support client onboarding, and mentor junior staff while contributing to scalable underwriting practices as the company grows.

Qualifications

• Experience evaluating financial statements, credit data, and risk indicators.
• Knowledge of underwriting principles, risk management frameworks, and compliance.
• Proficiency with spreadsheets and underwriting software.
• Experience mentoring junior staff and cross-functional collaboration.

Responsibilities

• Evaluate, structure, and approve risk-based decisions.
• Review financial statements, credit reports, and business documents.
• Develop underwriting guidelines and terms.
• Mentor junior team members and drive process improvements.
• Communicate outcomes to stakeholders and clients.

Skills

Analytical skills

Financial assessment

Communication skills

Cross-functional collaboration

Mentoring/leadership

Attention to detail

Education

Bachelor’s degree in Finance/Accounting/Business/Economics

Advanced underwriting/risk certifications

Tools

Spreadsheets

Financial modeling tools

Underwriting/risk software

Job description

One Numerica in San Diego, CA, seeks a Senior Underwriter for a full-time, on-site role. You will assess risk by reviewing financial statements, credit data, and business documents to make informed underwriting decisions aligned with internal policies and regulatory requirements.

You will collaborate with Accounting, Payroll, HR, and EOR teams to create guidelines, support client onboarding, and mentor junior staff while contributing to scalable underwriting practices as the company grows.