Credit underwriting manager (MCA)

TBG | The Bachrach Group; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

The Bachrach Group seeks an Underwriting Manager in New York to oversee underwriting operations for small balance commercial receivables and alternative lending products. You will lead a team, ensure timely deal execution, and align with credit policies and risk tolerance.

The ideal candidate has 7+ years in credit/underwriting, with at least 3 years in people management, and strong financial analysis skills including cash flow evaluation and experience with MCA and ABL products.

Qualifications

• 7+ years of credit/underwriting experience.
• At least 3 years in team management.
• Strong financial analysis and cash flow evaluation skills.
• Experience with alternative lending products such as MCA and ABL.

Responsibilities

• Oversee underwriting operations for small balance commercial receivables and alternative lending products.
• Report to the Director of Credit on underwriting activities.
• Manage day-to-day underwriting workflows and ensure timely deal execution.
• Ensure adherence to credit policies and alignment with risk tolerance.
• Lead, coach, and develop underwriters to build a high-performing credit function.
• Partner with senior leadership to refine underwriting frameworks and improve reporting and monitoring.

Skills

Leadership

Credit analysis

CashFlow evaluation

Team management

Underwriting

MCA/ABL knowledge

Job description

Leading NY based, specialty finance firm, which provides asset-based lending, receivables purchasing, and loan acquisitions, is looking to add an underwriting manager to the team.

Underwriting Manager will be responsible for overseeing underwriting operations for small balance commercial receivables and alternative lending products. Reporting to the Director of Credit, this position manages day-to-day underwriting workflows, ensuring timely deal execution, adherence to credit policies, and alignment with the firm’s risk tolerance.

A core focus is team leadership—coaching, mentoring, and developing underwriters to build a high-performing credit function. Need to oversee metrics (how many approvals did an underwriter do daily, weekly etc.).

The role also partners closely with senior leadership to refine underwriting frameworks, improve portfolio monitoring, and enhance reporting and documentation standards.

The ideal candidate brings 7+ years of credit/underwriting experience, with at least 3 years in team management, and strong expertise in financial analysis, cash flow evaluation, and alternative lending products, such as MCA (Merchant Cash Advance) , and other ABL ones as well.