Senior Underwriter - Complex Cases & Mentorship (Remote)

New York Life; New York (NY); Hybrid; USD 90,000 - 130,000; Full time

Job summary

New York Life is seeking a Senior Associate Underwriter in New York to evaluate life insurance applications and determine approvals, declines, or requests for more information. This role handles higher-complexity cases with TAAR up to $5 million and may involve Attending Physician Statements and complex impairments.

The Senior Associate Underwriter applies advanced medical knowledge and judgment, mentors junior underwriters, and collaborates with agents and internal partners to deliver timely

Qualifications

• Bachelor's degree or equivalent experience.
• 5+ years life underwriting experience with complex cases.
• Strong medical terminology knowledge.
• Analytical and independent decision-making.
• Excellent verbal and written communication.
• Ability to manage a high-volume workload.
• Mentor junior underwriters.

Responsibilities

• Evaluate life insurance applications and classify mortality risk for high-complexity cases.
• Apply underwriting guidelines to determine outcomes.
• Manage a portfolio of higher-complexity cases.
• Provide guidance to peers on case consultations.
• Communicate requirements and decisions to agents and office staff.
• Collaborate with reinsurers on complex cases.
• Maintain understanding of underwriting systems and mortality trends.
• Contribute to training, mentorship, and process improvements.
• Support adoption of underwriting models and tools.

Skills

Life underwriting

Medical knowledge

Analytical thinking

Communication

Mentoring

Education

Bachelor's degree

Tools

Rules engines

Decision tools

Job description

New York Life is seeking a Senior Associate Underwriter in New York to evaluate life insurance applications and determine approvals, declines, or requests for more information. This role handles higher-complexity cases with TAAR up to $5 million and may involve Attending Physician Statements and complex impairments.

The Senior Associate Underwriter applies advanced medical knowledge and judgment, mentors junior underwriters, and collaborates with agents and internal partners to deliver timely