Senior Underwriter

Village Capital & Investment LLC; Henderson (NV); Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

401(k) matching

Dental insurance

Health insurance

Health savings account

Life insurance

Paid time off

Vision insurance

Job summary

A reputable mortgage company is seeking a Senior Underwriter to analyze residential mortgage loan applications. This is a remote full-time position that requires a minimum of five years experience in underwriting and proficiency with Encompass and automated underwriting systems. The company offers a supportive and inclusive work environment with benefits like health insurance, 401(k) matching, and paid time off. If you're ready to contribute your skills to a growing organization, apply today.

Qualifications

• Minimum of five years experience underwriting mortgage loans.
• In-depth knowledge of mortgage lending regulations and underwriting guidelines.
• Ability to manage a high volume of files in a fast-paced environment.

Responsibilities

• Analyze residential mortgage loan applications and supporting documents.
• Work with loan processors to clarify documentation.
• Maintain knowledge of loan program guidelines and compliance requirements.

Skills

Problem-solving skills

Strong communication skills

Attention to detail

Analytical skills

Ability to work independently

Education

DE certification for FHA loans

SAR/LAPP approval for VA loans (Preferred)

Tools

Encompass

Automated underwriting systems (DU, LP)

Windows

Job description

Job Title: Senior Underwriter

Location: Remote

Job Type: Full-Time

Company: Village Capital & Investment LLC

Introduction

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities

• Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents
• Work closely with loan processors, originators, and closers to obtain missing information or clarify documentation
• Maintain current knowledge of loan program guidelines, compliance requirements, and market trends
• Utilize automated underwriting systems (e.g., DU, LP) and perform manual underwriting when necessary
• Maintain productivity, quality, and turnaround standards as defined by management
• Participate in internal and external audits by providing documentation and responses as requested

Basic Qualifications

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows and Encompass (Encompass preferred)

Specific Qualifications

• Minimum of five years experience underwriting mortgage loans
• Proficiency with Encompass and automated underwriting systems (DU, LP)
• In-depth knowledge of mortgage lending regulations and underwriting guidelines
• Strong analytical and decision-making skills with a high level of accuracy and attention to detail
• Excellent written and verbal communication skills
• Ability to work independently and manage a high volume of files in a fast-paced environment
• DE (Direct Endorsement) certification for FHA loans
• SAR/LAPP approval for VA loans (Preferred)

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In Summary

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!