Mortgage Loan Closer

Village Capital & Investment; Draper Old Farm (UT); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

401(k) matching

Dental insurance

Health insurance

Health savings account

Life insurance

Paid time off

Vision insurance

Job summary

Village Capital & Investment LLC in Draper, UT is seeking a Mortgage Loan Closer to join our fast-paced team. You will review fully approved loan files, prepare closing disclosures, verify fees and wire instructions, and coordinate with title companies and loan officers to ensure accurate closings.

The ideal candidate has 2+ years of mortgage closing experience, strong attention to detail, and excellent written and verbal communication skills.

Qualifications

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing disclosures, settlement statements, and title documentation.
• Familiarity with FHA, VA, USDA, and conventional loan products.
• Excellent written and verbal communication skills.
• Proficient with Encompass LOS and coordinating with multiple stakeholders under tight deadlines.

Responsibilities

• Review fully approved loan files for completeness, accuracy, and compliance with company and investor requirements.
• Prepare and generate accurate closing disclosures, settlement statements, and loan documents.
• Verify fees, payoffs, and wire instructions to ensure accuracy prior to closing.
• Coordinate with title companies, escrow agents, loan officers, and internal departments to facilitate timely closings.
• Review and clear closing conditions in EnCompass before release of funds.
• Manage closing timelines to meet funding deadlines and customer expectations.
• Ensure compliance with federal, state, agency, and investor regulations.
• Identify and resolve any closing discrepancies quickly and professionally.
• Maintain accurate documentation and communication throughout the closing process.

Skills

Closing experience

Attention to detail

Communication skills

Multitasking

Time management

Problem solving

Tools

Encompass LOS

Microsoft Office

Google Workspace

Job description

Job Title: Mortgage Loan Closer

Location: Draper, UT

Job Type: Full Time

Company: Village Capital & Investment LLC

Introduction:

Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs, we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

Key Responsibilities:

• Review fully approved loan files for completeness, accuracy, and compliance with company and investor requirements.
• Prepare and generate accurate closing disclosures, settlement statements, and loan documents.
• Verify fees, payoffs, and wire instructions to ensure accuracy prior to closing.
• Coordinate with title companies, escrow agents, loan officers, and internal departments to facilitate timely closings.
• Review and clear closing conditions in Encompass before release of funds.
• Manage closing timelines to meet funding deadlines and customer expectations.
• Ensure compliance with federal, state, agency, and investor regulations.
• Identify and resolve any closing discrepancies quickly and professionally.
• Maintain accurate documentation and communication throughout the closing process.

Basic Qualifications:

• 2+ years of mortgage closing experience preferred.
• Strong understanding of closing disclosures, settlement statements, and title documentation.
• Familiarity with FHA, VA, USDA, and conventional loan products.
• Exceptional attention to detail and accuracy under tight deadlines.
• Excellent written and verbal communication skills.
• Ability to multitask in a high-volume, time-sensitive environment.
• Proficiency with Encompass or similar LOS platforms.

Specific Qualifications:

• Proficient in Microsoft Office and Google Workspace.
• Strong organizational and time management abilities.
• Experience coordinating with multiple stakeholders under strict timelines.
• Demonstrated problem-solving and critical thinking skills.
• Professional and customer-focused communication style.
• Hands-on experience with Encompass loan origination system (LOS) required.

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

In Summary:

If you're an experienced closer who thrives under pressure and takes pride in delivering accurate, compliant, and timely closings, we want to hear from you. At Village Capital and Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to join a team dedicated to excellence in every closing.