Senior Treasury & Card Credit Underwriter

Bank of America; Seattle (WA); On-site; USD 120,000 - 150,000; Full time

Job summary

Bank of America is seeking a seasoned commercial underwriter to assess and approve credit solutions for Treasury and Card clients, ensuring compliance with credit policy and high-quality risk management. You will partner with Relationship Managers and Risk teams to deliver tailored credit solutions.

The role emphasizes leadership, data accuracy, and timely decisions, supporting the bank's Responsible Growth approach and collaboration across lines of business. 40-hour weeks in-office in Seattle.

Qualifications

• Minimum of 5-7+ years of COMMERCIAL underwriting and credit analysis in Business Banking, Middle Market, Health Education Not For Profit, Commercial Real Estate Banking, Dealer Financial Services, or Global Wealth Investment Management.
• 3+ years of commercial credit decisioning experience with approval signature authority.
• Formal commercial credit training or equivalent work experience.
• Prior experience in a high-volume production environment.
• Superior teamwork skills in the commercial market space.
• Bachelor's degree or equivalent work experience, preferably in business administration, finance, accounting or economics.

Responsibilities

• Analyze, underwrite, and approve credit solutions for existing and new Treasury and card clients; approve Treasury and Card credit requests per applicable credit approval grid.
• Conduct credit analysis including financial spreads, risk rating scorecards, industry assessment, cash flow; complete Credit Approval documentation.
• Evaluate credit worthiness and provide analysis and decisioning on whether a client should be approved for a Treasury or Card credit facility.
• Ensure underwriting complies with Bank credit policy and procedures.
• Partner with Relationship Managers, Treasury Sales Officers, and Risk teammates to assess and deliver Treasury and Card credit solutions.
• Ensure data quality of credit related client and deal information.
• Mentor and assist junior team members as applicable.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Bachelor's degree in business administration, finance, accounting or economics

Job description

Bank of America is seeking a seasoned commercial underwriter to assess and approve credit solutions for Treasury and Card clients, ensuring compliance with credit policy and high-quality risk management. You will partner with Relationship Managers and Risk teams to deliver tailored credit solutions.

The role emphasizes leadership, data accuracy, and timely decisions, supporting the bank's Responsible Growth approach and collaboration across lines of business. 40-hour weeks in-office in Seattle.