Senior Enterprise Credit Underwriter – Treasury & Card

NACBA; Boston (MA); Hybrid; USD 75,000 - 150,000; Full time

Benefits offered by this job

Discretionary incentive eligible

Benefits eligible

Job summary

Bank of America is hiring for a credit underwriting role focused on Treasury and Card facilities in Boston. The position requires extensive underwriting and risk assessment experience, with authority to approve credit within grids.

Collaboration with relationship managers and risk teams is essential to deliver solutions. The role emphasizes strong financial analysis, data quality, and mentoring junior staff in a fast-paced environment.

Qualifications

• Minimum 5-7+ years of COMMERCIAL underwriting and credit analysis.
• 3+ years of commercial credit decisioning experience with approval signature authority.
• Formal commercial credit training or equivalent work experience.
• Prior experience in a high volume production environment.
• Superior teamwork skills in the commercial market space.
• Bachelor's degree or equivalent in business administration, finance, accounting or economics.

Responsibilities

• Analyze, underwrite, and approve credit solutions for existing and new Treasury and card clients; approve Treasury and Card credit requests in accordance with applicable credit approval grid
• Conduct credit analysis including financial spreads, risk rating scorecards, industry assessment, cash flow; complete Credit Approval documentation
• Evaluate credit worthiness and provide analysis and decisioning on whether a client should be approved for a Treasury or Card credit facility
• Ensure underwriting complies with Bank credit policy and procedures
• Partner with Relationship Managers, Treasury Sales Officers, and Risk teammates to assess and deliver Treasury and Card credit solutions
• Ensure data quality of credit related client and deal information
• Mentor and assist junior team members as applicable

Skills

Attention to Detail

Credit & Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation

Financial Forecasting

Recording/Organizing Info

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Bachelor's degree

Job description

Bank of America is hiring for a credit underwriting role focused on Treasury and Card facilities in Boston. The position requires extensive underwriting and risk assessment experience, with authority to approve credit within grids.

Collaboration with relationship managers and risk teams is essential to deliver solutions. The role emphasizes strong financial analysis, data quality, and mentoring junior staff in a fast-paced environment.