Senior Treasury & Card Credit Underwriter

Bank of America; Dallas (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

Bank of America is seeking an experienced commercial underwriting professional in Dallas to assess and approve Treasury and Card credit requests, ensuring compliance with policy and risk standards.

The role focuses on independent decisioning, data accuracy, and collaboration with relationship managers, treasury sales officers, and risk teammates to deliver tailored credit solutions. 5–7+ years of underwriting experience preferred.

Qualifications

• Minimum of 5-7+ years of COMMERCIAL underwriting and credit analysis.
• 3 plus years of commercial credit decisioning experience with approval signature authority
• Formal commercial credit training or equivalent work experience.
• Prior experience in a high volume production environment
• Superior teamwork skills in the commercial market space.
• Bachelor's degree or equivalent work experience, preferably in business administration, finance, accounting or economics

Responsibilities

• Analyze, underwrite, and approve credit solutions for existing and new Treasury and card clients; approve Treasury and Card credit requests in accordance with applicable credit approval grid
• Conduct credit analysis including financial spreads, risk rating scorecards, industry assessment, cash flow; complete Credit Approval documentation
• Evaluate credit worthiness and provide analysis and decisioning on whether a client should be approved for a Treasury or Card credit facility
• Ensure underwriting complies with Bank credit policy and procedures
• Partner with Relationship Managers, Treasury Sales Officers, and Risk teammates to assess and deliver Treasury and Card credit solutions
• Ensure data quality of credit related client and deal information
• Mentor and assist junior team members as applicable

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation

Financial Forecasting

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Bachelor's degree

Tools

None

Job description

Bank of America is seeking an experienced commercial underwriting professional in Dallas to assess and approve Treasury and Card credit requests, ensuring compliance with policy and risk standards.

The role focuses on independent decisioning, data accuracy, and collaboration with relationship managers, treasury sales officers, and risk teammates to deliver tailored credit solutions. 5–7+ years of underwriting experience preferred.