Senior Technical Underwriting Consultant – Complex Risk

Farmers Insurance; United States; Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary

401(k)

Medical

Dental

Vision

Health Savings and Flexible Spending

Life Insurance

Paid Time Off

Paid Parental Leave

Tuition Assistance

Job summary

Farmers Insurance is seeking an experienced senior underwriter to provide advanced technical underwriting support for high‑exposure accounts. You will assess risks, make referrals, and guide underwriting centers to align with appetite and profitability goals.

The role requires eight plus years in commercial lines underwriting, expertise across liability, work comp and auto, and strong consultation skills with internal teams. Hybrid work arrangement offered, location flexible within the US.

Qualifications

• Advanced underwriting authority for complex risks.
• Experience with liability, work comp & business auto is preferred.
• Strong consultation and influence skills with UW centers and cross-functional partners.

Responsibilities

• Evaluate and approve complex risks beyond standard authority.
• Serve as escalation point for large or non-standard accounts.
• Provide guidance on risk selection, coverage and pricing for complex risks.
• Review large submissions and make decisions aligned to profitability and standards.
• Monitor loss trends and portfolio performance to inform underwriting decisions.

Skills

Underwriting expertise

Risk assessment

Stakeholder comms

Analytical thinking

Education

High School Diploma

Bachelor’s degree preferred

CPCU/CIC designation preferred

Tools

Guidewire

Job description

Farmers Insurance is seeking an experienced senior underwriter to provide advanced technical underwriting support for high‑exposure accounts. You will assess risks, make referrals, and guide underwriting centers to align with appetite and profitability goals.

The role requires eight plus years in commercial lines underwriting, expertise across liability, work comp and auto, and strong consultation skills with internal teams. Hybrid work arrangement offered, location flexible within the US.