Senior Technical Underwriting Consultant - Complex Risks

Farmers Group Inc.; Northern (KY); Hybrid; USD 108,000 - 205,000; Full time

Benefits offered by this job

401(k)

Medical

Vision

Health Savings Account

Flexible Spending Accounts

Bonus Opportunity

Job summary

Farmers is seeking a Technical Underwriting Consultant in Business Insurance to provide advanced underwriting expertise and authority. The role supports underwriting centers through complex risk assessment, referral decisions, and consultation.

It serves as a primary escalation point for high-exposure accounts, ensuring sound risk selection within underwriting strategy. You will partner with underwriting centers and leadership to guide risk selection, coverage, pricing, and account management

Qualifications

• 8+ years of experience in commercial lines underwriting with technical expertise.
• Experience in underwriting areas of Liability, Work Comp & Business Auto preferred.
• Guidewire experience preferred.
• Strong analytical skills and ability to apply underwriting guidelines.

Responsibilities

• Evaluate and approve complex and high-exposure risks beyond standard underwriting authority levels.
• Serve as a key referral and escalation point for underwriting teams, exercising judgment on large or non-standard accounts.
• Provide guidance on risk selection, coverage, pricing considerations, and account management for complex or atypical risks.
• Review and assess large or complex submissions, with recommendations that support profitability and adherence to standards.
• Monitor loss trends and portfolio performance to inform underwriting decisions and profitability objectives.

Education

High School Diploma or equivalent

8+ years experience in commercial lines underwriting

Guidewire experience preferred

Tools

Guidewire

Job description

Farmers is seeking a Technical Underwriting Consultant in Business Insurance to provide advanced underwriting expertise and authority. The role supports underwriting centers through complex risk assessment, referral decisions, and consultation.

It serves as a primary escalation point for high-exposure accounts, ensuring sound risk selection within underwriting strategy. You will partner with underwriting centers and leadership to guide risk selection, coverage, pricing, and account management