Senior Stop-Loss Underwriting & Pricing Consultant

Highmark Health; City of Albany (NY); On-site; USD 94,000 - 151,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriting leader to manage a block of stop loss business, drive pricing strategy, and oversee renewal and new business profitability. You will work within a matrix with sales, underwriting and clinical teams, guiding P/L and strategic pricing decisions.

Ideal candidates have 10–15 years in underwriting and related insurance experience, with CEBS/HIA/MHP or actuary credentials preferred. Office-based role with travel expectations.

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business Administration/Management or Computer and Information Science
• 6 years of experience in lieu of degree
• 10 - 15 years in Underwriting
• 10 - 15 years in the Insurance Industry
• CEBS, HIA, MHP, SA certifications preferred

Responsibilities

• Underwrite new and renewal business within an assigned block using rating manual, experience module and clinical expertise to create pricing that drives P/L, renewal metrics and new business sales for assigned block.
• Collaborate with Sales, Underwriting and Clinical to implement pricing actions.
• Train, coach and provide experiences to lower level staff to expand consultative best practices.
• Utilize client and market knowledge to expand/enhanced Underwriting Guidelines, processes and tools.
• Monitor overall block performance and report on emerging financial trends; develop strategies to meet targets.
• Act as subject matter expert to support Sales' negotiations to renew existing clients and enroll new business.
• Other duties as assigned or requested.

Skills

Creative Thinking

Risk Management

Relationship-builder

Conflict Management

Solution Recommendations

Analytical Skills

Education

Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business Administration/Management or Computer and Information Science

6 years of experience in lieu of degree

CEBS

HIA

MHP

Society of Actuaries

Job description

HM Insurance Group is seeking an experienced underwriting leader to manage a block of stop loss business, drive pricing strategy, and oversee renewal and new business profitability. You will work within a matrix with sales, underwriting and clinical teams, guiding P/L and strategic pricing decisions.

Ideal candidates have 10–15 years in underwriting and related insurance experience, with CEBS/HIA/MHP or actuary credentials preferred. Office-based role with travel expectations.