Senior Stop-Loss Underwriter: Risk & Pricing Leader

Highmark Health; Baltimore (MD); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group in Maryland seeks an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. You will work within underwriting policies to ensure profitability and growth while guiding lower level analysts.

You will renew accounts, write new business profitably, calculate rates, identify renewal risks, and support risk management using internal data and market trends.

Qualifications

• Bachelor's degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative analysis discipline.
• 5-7 years' underwriting experience in self-funded or converting to self-funded.
• Experience with risk analysis and pricing of group contracts.

Responsibilities

• Renew accounts and write new business at profitable levels.
• Calculate rates and interpret pricing policies.
• Identify questionable claim patterns and advise clients.
• Apply corporate risk management policies to pricing.
• Support internal initiatives like fraud detection and compliance.
• Guide lower level analysts and maintain tools/processes.

Skills

Stakeholder management

Tech proficiency

Independent work

Ethical standards

Problem solving

Math aptitude

Education

Bachelor's degree in quantitative field

Job description

HM Insurance Group in Maryland seeks an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee group characteristics. You will work within underwriting policies to ensure profitability and growth while guiding lower level analysts.

You will renew accounts, write new business profitably, calculate rates, identify renewal risks, and support risk management using internal data and market trends.