Senior Stop-Loss Underwriter for Self-Funded Plans

Highmark Health; Cheyenne (WY); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group seeks an experienced underwriter to price quotes for group contracts based on claims experience and employee group characteristics. You will analyze risk factors, prepare reports, and ensure profitability and growth while guiding junior analysts and interfacing with clients and brokers.

The role requires 5–7 years of underwriting experience in self-funded and fully insured environments, a quantitative degree, and strong analytical and communication skills.

Qualifications

• Undergraduate degree in a quantitative discipline is required.
• Experience applying underwriting policies and risk assessment.
• Demonstrated ability to analyze financial data and prepare reports.

Responsibilities

• Renewals and new quotes to meet profitability targets.
• Calculate rates and apply pricing policies.
• Identify unusual claim patterns and adjust pricing accordingly.
• Ensure compliance with corporate risk management policies.
• Provide guidance to junior analysts.
• Support fraud detection and compliance initiatives.

Skills

Strong math aptitude

Analytical thinking

Stakeholder communication

Problem solving

Attention to detail

Negotiation skills

Education

Bachelor's Degree in Mathematics/Actuarial Science/Finance/Business/CS

Tools

Financial analysis tools

Job description

HM Insurance Group seeks an experienced underwriter to price quotes for group contracts based on claims experience and employee group characteristics. You will analyze risk factors, prepare reports, and ensure profitability and growth while guiding junior analysts and interfacing with clients and brokers.

The role requires 5–7 years of underwriting experience in self-funded and fully insured environments, a quantitative degree, and strong analytical and communication skills.