Senior Stop-Loss Underwriter: Strategic Risk & Pricing

Highmark Health; Carson City (NV); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee demographics. The role ensures profitability, applies underwriting policies, and prepares detailed analyses and reports for internal teams and clients.

Collaboration with brokers and internal departments is essential to optimize risk solutions. The candidate will oversee renewals, assess pricing, and adapt to evolving market conditions while mentoring

Qualifications

• Bachelor's degree required or higher in quantitative field.
• 6 years relevant, progressive underwriting experience accepted as substitution.

Responsibilities

• Manage a renewals and new business book at profitable levels.
• Calculate rates and pricing policies; adapt to unusual situations.
• Identify risk patterns and adjust proposals accordingly.
• Apply risk management policies and ensure compliance with guidelines.
• Prepare reports and provide rationale to stakeholders and clients.
• Mentor lower level analysts and support department tools and processes.

Skills

Interdepartmental collaboration

Systems usage

Independence

Analytical mindset

Ethical/compliance

Problem solving

Mathematical aptitude

Education

Bachelor's Degree in Mathematics/Actuarial Science/Finance/Business/CS

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience and employee demographics. The role ensures profitability, applies underwriting policies, and prepares detailed analyses and reports for internal teams and clients.

Collaboration with brokers and internal departments is essential to optimize risk solutions. The candidate will oversee renewals, assess pricing, and adapt to evolving market conditions while mentoring