Senior Stop-Loss Underwriter for Self-Funded Groups

Highmark Health; Juneau (AK); Vor Ort; USD 79.000 - 127.000; Vollzeit

Zusammenfassung

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role uses underwriting authority within HMIG policies to ensure profitability and growth.

You will assess risk for new enrollments, renewals, and amendments, prepare reports, and support pricing decisions across markets. Strong analytical skills and proficiency with data are essential.

Qualifikationen

• Bachelor’s degree in quantitative analysis required.
• 6 years relevant experience may substitute.
• Experience underwriting self-funded and converting fully insured prospects to self-funding is preferred.

Aufgaben

• Renew accounts and write new business at profitable levels to achieve targets.
• Calculate rates and interpret pricing policy for diverse scenarios.
• Identify questionable claim patterns for renewals and prospects.
• Apply corporate risk management policies to pricing decisions.
• Support internal initiatives such as fraud detection and compliance.
• Complete renewals, prospect quotes, and review lower-level analyst work.
• Guide and train lower level analysts on processes and tools.

Kenntnisse

Stakeholder communication

Computer systems/tools

Independent work

Policy/guideline understanding

Ethical practices/privacy

Analytical/math aptitude

Negotiation skills

Problem solving

Ausbildung

Bachelor's degree in quantitative field

Jobbeschreibung

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. The role uses underwriting authority within HMIG policies to ensure profitability and growth.

You will assess risk for new enrollments, renewals, and amendments, prepare reports, and support pricing decisions across markets. Strong analytical skills and proficiency with data are essential.