Senior Stop-Loss Underwriter: Risk & Pricing Leader

Financialjobbank; Boston (MA); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience, employee characteristics, and market data. The incumbent uses underwriting authority within HMIG policies to ensure profitability and growth over time.

The role includes analyzing risk factors for renewals and amendments, preparing financial exhibits, and guiding junior analysts while supporting risk management initiatives and compliance standards.

Qualifications

• Bachelor's Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science or other quantitative field
• 6 years relevant, progressive experience in the area of specialization
• 5-7 years' underwriting experience in self-funded or converting fully insured prospects to self-funding

Responsibilities

• Price quotes and analyze the structure of contracts for groups based on claims experience and employee characteristics.
• Use underwriting authority within HMIG policies to ensure profitability and growth.
• Prepare reports and provide rationale to stakeholders regarding underwriting results, rate computations and financial activity.
• Guide and support lower level HMIG Underwriters and assist in department tools and processes.

Skills

Analytical skills

Attention to detail

Stakeholder communication

Mathematical aptitude

Problem solving

Negotiation

Education

Bachelor's Degree in Mathematics/Actuarial Science/Finance/Business/CS

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes and analyze group contracts based on claims experience, employee characteristics, and market data. The incumbent uses underwriting authority within HMIG policies to ensure profitability and growth over time.

The role includes analyzing risk factors for renewals and amendments, preparing financial exhibits, and guiding junior analysts while supporting risk management initiatives and compliance standards.