Senior Special Assets Credit Strategist

Paycom; Albuquerque (NM); On-site; USD 90,000 - 120,000; Full time

Job summary

U.S. Eagle Federal Credit Union is seeking a Senior Credit Analyst in Albuquerque, NM. You will analyze and monitor higher-risk commercial loan relationships, support loss mitigation, and guide workout strategies with cross-functional partners.

The role emphasizes credit risk assessment, collateral review, and documentation to support management decisions while adhering to regulatory requirements. Onsite work at Osuna location preferred.

Qualifications

• Eight to ten years of commercial credit analysis experience.
• Experience with loan workouts, restructures, and high-risk assets.
• Bachelor’s degree in finance, accounting, economics, or related field.

Responsibilities

• Perform in-depth financial analysis and cash flow assessments for higher-risk commercial loans.
• Prepare credit memoranda, risk assessments, and workout recommendations.
• Review collateral, guarantor support, and loan structures to identify loss exposure.
• Collaborate with Special Assets Officers, lenders, and risk management to support decisions.

Skills

Credit analysis

Cash flow analysis

Financial statement analysis

Risk assessment

Loan workout & restructuring

Education

Bachelor's degree in finance

Tools

Microsoft Excel

Financial spreading tools

Loan systems

Credit reporting platforms

Job description

U.S. Eagle Federal Credit Union is seeking a Senior Credit Analyst in Albuquerque, NM. You will analyze and monitor higher-risk commercial loan relationships, support loss mitigation, and guide workout strategies with cross-functional partners.

The role emphasizes credit risk assessment, collateral review, and documentation to support management decisions while adhering to regulatory requirements. Onsite work at Osuna location preferred.