Senior Commercial Portfolio Leader — Risk & Growth

Nusenda-Credit-Union; Albuquerque (NM); On-site; USD 120,000 - 180,000; Full time

Job summary

Nusenda Credit Union is actively seeking an AVP of Commercial Portfolio Management in Albuquerque, NM. You will lead underwriting and risk monitoring, ensuring timely loan reviews, renewals, and covenant testing for a portfolio of commercial loans while guiding a team of portfolio managers and administrators.

The role requires 5–8 years of related experience, a finance or accounting degree, and strong analytical, communication, and leadership skills.

Qualifications

• Five to eight years of similar or related experience.
• Bachelor’s Degree in Finance or Accounting or related field.
• Advanced experience in complex research and financial analysis.
• Knowledge of cash flow modeling, commercial leases, appraisal methodologies, applicable regulations (i.e., FIRREA, BSA, HMDA), NCUA regulatory guidance, GAAP, and tax return analysis.
• Ability to handle multiple responsibilities, meet deadlines, deal with sensitive information and handle problem resolution.
• Exceptional verbal, written and presentation skills with the ability to work with multiple levels of the organization.
• Development, performance management, training, and employee counseling skills essential.

Responsibilities

• Oversee, coordinate and assist in the daily activity of the Commercial Portfolio Management area, including assigning duties, monitoring workload, planning, and recommending changes.
• Provide direction for the underwriting function to ensure timely and accurate financial spreads, credit memoranda, loan modifications, annual reviews, and covenant testing.
• Ensure team completes annual loan reviews and covenant tests; completes renewals timely.
• Review loan renewal credit requests and annual reviews for quality, risk rating, and policy compliance.
• Collaborate with team members to address concerns in credit and finalization of reviews.
• Make credit decisions within delegated authority or escalate with recommended actions.

Skills

Financial analysis

Cash flow modeling

Commercial leases

Appraisal methodologies

Regulations FIRREA BSA HMDA

NCUA guidance

GAAP

Tax return analysis

Multitasking

Deadline driven

Sensitive information handling

Problem resolution

Verbal communication

Written communication

Presentation skills

Development

Performance management

Training

Counseling

Education

Bachelor’s Degree in Finance

Bachelor’s Degree in Accounting

Job description

Nusenda Credit Union is actively seeking an AVP of Commercial Portfolio Management in Albuquerque, NM. You will lead underwriting and risk monitoring, ensuring timely loan reviews, renewals, and covenant testing for a portfolio of commercial loans while guiding a team of portfolio managers and administrators.

The role requires 5–8 years of related experience, a finance or accounting degree, and strong analytical, communication, and leadership skills.