Senior SBA/USDA Commercial Banker

First Federal Bank; Jacksonville (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical plan options

Employer HSA contributions

Life insurance

Health incentive

Wellness reimbursement

Tuition reimbursement

401k match

Paid sick leave

Paid vacation

11 paid holidays

Job summary

First Federal Bank is seeking a Banking professional focused on SBA/USDA lending for small business customers. You will assess creditworthiness, negotiate terms, and manage relationships with clients and branch teams.

The role emphasizes building quality loan portfolios, adhering to SBA/USDA guidelines, and driving growth in our communities. Prior lending experience and strong analytical skills are essential.

Qualifications

• Bachelor's degree in business finance or related field.
• Financial sales capability.
• Good communication and public relations skills.
• Strong computer and research skills.
• Attention to detail and time-management.

Responsibilities

• Promotes and enhances image of First Federal in our markets.
• Prospects for new business customers and develops relationships.
• Analyzes the credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Reviews new laws and regulations that influence business lending within the financial institution; makes recommendations to management when necessary.
• Develops new small business customer prospects for the financial institution.
• Will be responsible for quality loan growth.

Skills

Financial sales

Communication skills

Public relations

Computer skills

Research skills

Attention to detail

Education

Bachelor's degree in business finance

Job description

First Federal Bank is seeking a Banking professional focused on SBA/USDA lending for small business customers. You will assess creditworthiness, negotiate terms, and manage relationships with clients and branch teams.

The role emphasizes building quality loan portfolios, adhering to SBA/USDA guidelines, and driving growth in our communities. Prior lending experience and strong analytical skills are essential.