Senior SBA Underwriter & Credit Analyst

American Momentum Bank; Tampa (FL); In loco; USD 85.000 - 120.000; Tempo pieno

Descrizione del lavoro

American Momentum Bank in Tampa, FL is seeking an experienced SBA Credit Analyst to perform in-depth credit analyses for SBA 7a, 504 and Express loans. The role underwrites basic commercial creditworthiness and ensures eligibility per SBA SOP.

You will audit loan documentation, prepare credit approval memorandums, and coordinate with Business Development Officers and closing teams to drive underwriting and closing processes. Strong SBA knowledge and analytical skills are essential.

Competenze

• Bachelor's degree in Business, Finance, Accounting or related discipline.
• 10+ years banking/credit experience with 4+ years SBA credit analysis experience.
• Strong understanding of SBA SOP eligibility requirements.
• Knowledgeable of computer systems including word processing, databases, and Excel.
• Experience with credit analysis software.

Mansioni

• Performs SBA audit quality review and approval of loan applications and submission documentation for full compliance with SBA SOP.
• Structures transactions to meet bank and SBA guidelines.
• Prepares detailed financial analyses of borrowing entities and principals.
• Assembles credit committee packages for approval by Sr. SBA Credit Administrator or loan committee.
• Reviews third-party reports (appraisals, valuations) for accuracy and SBA compliance.
• Facilitates loan closing and handles credit-related issues with closing department.

Conoscenze

Financial statement analysis

Tax return analysis

Cash flow analysis

Excel

Formazione

Bachelor's degree in Business, Finance, Accounting or related discipline

Strumenti

Credit analysis software

Microsoft Excel

Databases

Word processing

Descrizione del lavoro

American Momentum Bank in Tampa, FL is seeking an experienced SBA Credit Analyst to perform in-depth credit analyses for SBA 7a, 504 and Express loans. The role underwrites basic commercial creditworthiness and ensures eligibility per SBA SOP.

You will audit loan documentation, prepare credit approval memorandums, and coordinate with Business Development Officers and closing teams to drive underwriting and closing processes. Strong SBA knowledge and analytical skills are essential.