Senior SBA Credit Underwriter

The Fidelity Bank; Fuquay-Varina (NC); On-site; USD 110,000 - 170,000; Full time

Job summary

The Fidelity Bank seeks a Senior Credit Officer to lead SBA Lending activities. You will underwrite SBA loan requests, prepare packages for government agency submissions, and support business development initiatives.

The role requires a Bachelor's degree and at least 10 years in commercial/consumer lending with SBA experience; strong communication and analytical skills; thorough SBA knowledge. You will guide credit projects and help improve processes within a collaborative team.

Qualifications

• Bachelor's degree required with substantial lending experience.
• Strong communication and analytical skills required.
• In-depth knowledge of underwriting and SBA regulations preferred.

Responsibilities

• Underwrites SBA loan requests in accordance with policy and government guidelines.
• Pre-flights loan opportunities with Business Development Officers.
• Negotiates loan terms and structures customer presentations.
• Manages credit projects and identifies efficiencies.
• Ensures proper loan file documentation.

Skills

Verbal communication

Written communication

Interpersonal skills

Analytical ability

SBA regulations knowledge

Education

Bachelor's degree in finance/related field

Job description

The Fidelity Bank seeks a Senior Credit Officer to lead SBA Lending activities. You will underwrite SBA loan requests, prepare packages for government agency submissions, and support business development initiatives.

The role requires a Bachelor's degree and at least 10 years in commercial/consumer lending with SBA experience; strong communication and analytical skills; thorough SBA knowledge. You will guide credit projects and help improve processes within a collaborative team.