Senior SBA Credit Analyst & Lending Specialist

U.S. Bank; Charlotte (NC); Presencial; USD 105.000 - 124.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Healthcare

Retirement plan

Vacation leave

Holiday pay

Adoption assistance

Descripción de la vacante

U.S. Bank in Charlotte, NC seeks a Credit Analyst to approve SBA loan extensions and provide analytical support across lending teams. You will conduct comprehensive credit analyses, evaluate borrower capacity, collateral, and compliance with SBA guidelines.

The role requires strong analytical skills, experience with SBA 7(a) and 504 programs, and the ability to prepare credit memorandums and loan packages. This on-site opportunity offers competitive pay and a comprehensive benefits package.

Formación

• Bachelor’s degree or equivalent experience.
• Typically six or more years of relevant experience.
• Strong knowledge of SBA lending programs and policies.
• Experience evaluating credit risk and collateral.

Responsabilidades

• Approve or deny extension of credit on SBA loans.
• Conduct complete credit analyses including borrower capacity, collateral, and compliance with SBA guidelines.
• Review loan portfolios to maximize credit quality and minimize risk.
• Prepare credit memorandums and loan approval packages.
• Collaborate with lending, underwriting, servicing, and portfolio management teams.

Conocimientos

Credit analysis

Analytical skills

Financial statement analysis

SBA lending knowledge

Communication skills

Report writing

Team collaboration

Risk assessment

Educación

Bachelor’s degree, or equivalent work experience

Descripción del empleo

U.S. Bank in Charlotte, NC seeks a Credit Analyst to approve SBA loan extensions and provide analytical support across lending teams. You will conduct comprehensive credit analyses, evaluate borrower capacity, collateral, and compliance with SBA guidelines.

The role requires strong analytical skills, experience with SBA 7(a) and 504 programs, and the ability to prepare credit memorandums and loan packages. This on-site opportunity offers competitive pay and a comprehensive benefits package.