Senior Relationship Manager

Univest Financial Corp; Allentown (Lehigh County); On-site; USD 100,000 - 130,000; Full time

Benefits offered by this job

Health Insurance

401(k) with match

PTO 25 days

Short Term Disability

Holidays

Commissions paid quarterly

Life Insurance

Tuition reimbursement

Wellness programs

Professional development trainings

Job summary

Univest Financial Corp seeks a Senior Commercial Relationship Manager to oversee a dynamic local portfolio and partner with clients to deliver financial solutions that drive growth in the Lehigh Valley.

The role emphasizes relationship-building with business owners, cross-selling bank services, and coordinating loan underwriting and settlements while mentoring junior staff as needed.

Qualifications

• Bachelor’s degree or equivalent experience in related area.
• Strong communication and relationship-building with clients.
• Proven sales and product expertise with business clients.
• Ability to assess financial information for repayment capacity.
• Ability to manage a commercial lending portfolio and pricing.
• Self-management in high-pressure situations and supportive leadership.
• Proficiency with Microsoft Office suite.

Responsibilities

• Manage a commercial portfolio with growth plans for the book.
• Cross-sell bank services with other areas of the bank.
• Submit loan requests for underwriting and approval.
• Gather pre-closing requirements and review loan docs.
• Attend loan settlements and develop new client prospects.
• Negotiate terms within loan policy and pricing.
• Increase bank visibility through sales and community engagement.
• Potential supervisory duties and staff development.

Skills

Communication/Relationship-Builder

Goal-Oriented

Relationship-Management

Financial Evaluation

Self-Management

Guidance

Microsoft Office

Education

Bachelor’s degree or equivalent

Tools

SharePoint

PowerPoint

OneNote

Outlook

Word

Excel

Job description

·All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, age, marital status, pregnancy, genetic information, or other legally protected status.

Univest Financial CorpSenior Relationship ManagerUS-PA-AllentownJob ID: 7002Type: Full Time# of Openings: 1Category: Commercial BankingUnivest Financial CorporationOverview At Univest, we’re passionate about building lasting relationships and helping businesses thrive, and we’re excited to grow our presence in the Lehigh Valley. We’re looking for an experienced Senior Commercial Relationship Manager who enjoys connecting with local business owners, developing meaningful partnerships, and delivering financial solutions that make a real impact. If you’re a relationship-driven banking professional who is ready to help expand Univest’s reach and support the growth of businesses across the Lehigh Valley, we’d love to connect with you.

Responsibilities

Relationship management of a commercial portfolio including the formulation and implementation of a plan for portfolio growth. Ultimately, the relationship manager will be expected to build a trusted, capable, and assured relationship with clients by having the capability and authority to provide financial solutions for life. Cross-sell other bank services by partnering with other areas of the bank to enhance the overall marketing effort of the corporation. Manage relationships and submit loan requests for underwriting and approval. Gather all pre-closing requirements, review commercial loan documentation, and attend loan settlements. Accountable for developing new prospects and obtaining new clients for Univest. Establish and negotiate within loan policy and procedure the terms under which credit will be extended to qualified customers including interest rate repayment method and collateral requirements. Increase visibility in the bank’s sales and marketing area by participating in business service and other non‑profit community organizations. Potential supervisory duties of non-sales roles. Accountable for coaching and developing a staff.

Qualifications

• Communication/Relationship-Builder: Excellent social and communication skills. Customer-focused with strong knowledge of credit banking and investment products & processes. Ability to effectively communicate across all levels of the organization.
• Goal-Oriented: Ability to cross-sell products along with proven sales and product expertise with business clients. Excellent negotiation skills and ability to negotiate within Commercial Lending Policy.
• Relationship-Management: Strong organization in managing a commercial lending portfolio including loan origination and portfolio management. Manage risk within portfolio including loan risk ratings and loan pricing.
• Financial evaluation: Ability to self-reliantly assess customer’s financial information to ascertain repayment capacity, collateral coverage, and strength of balance sheet. Assuredly create a finance offering based on financial performance and customer’s request.
• Self-Management: Maintains composure in high‑pressure situations. Ability to handle most problems/exceptions in a self‑reliant manner. Strong community involvement in geographic area.
• Guidance: Ability to align goals for performance with the vision of the organization and monitor productivity. Develop employees through coaching using positive and constructive feedback. Conduct timely performance evaluations.
• Bachelor’s degree and/or equivalent experience in related area.
• Software Proficiency: Microsoft Office specifically Word Excel Outlook OneNote PowerPoint and SharePoint.

Wage Range: The salary for this position starts from $100,000+

Benefits Overview

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 25 days annually
• Short Term Disability: 12 weeks of sick time with a doctors note after 6 months of service
• Holiday Time Off: 11 paid holidays
• Commissions: paid quarterly based on individual and team production
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.