Senior Product Manager, Fintech Risk & Credit

Risk Hub; Mountain View (WY); Hybrid; USD 229,000 - 280,000; Full time

Job summary

EarnIn is seeking a Senior Product Manager for the Risk team to lead the expansion of the Risk Platform and drive innovative features in credit and fraud risk. The role emphasizes user-centered design, cross-functional leadership, and a strong focus on measurable risk-metrics.

The position is hybrid in Mountain View with in-office work 2 days per week and offers a competitive base salary plus equity and benefits. Sector experience in fintech is valued.

Qualifications

• 4+ years in the industry, with at least 2+ years in Product Management.
• Experience using AI tools to accelerate research synthesis and prototyping.
• Bachelor's degree in CS/Engineering/Information Systems or related field.
• Strong analytical skills to drive metric improvement.
• Excellent communication with executives and stakeholders.

Responsibilities

• Lead risk-focused product development and strategy.
• Coordinate cross-functional teams of engineers, designers, researchers, and analysts.
• Set and track OKRs and metrics for product success.
• Identify opportunities via user research and data analytics; execute features and experiments.
• Develop and implement risk management for credit and fraud within products.
• Improve risk processes and drive accountability across teams.
• Communicate vision, roadmap, and outcomes to stakeholders.

Skills

Product management

Data analysis

User empathy

Communication

Cross-functional leadership

Education

Bachelor's degree or equivalent

Tools

AI tools

Job description

EarnIn is seeking a Senior Product Manager for the Risk team to lead the expansion of the Risk Platform and drive innovative features in credit and fraud risk. The role emphasizes user-centered design, cross-functional leadership, and a strong focus on measurable risk-metrics.

The position is hybrid in Mountain View with in-office work 2 days per week and offers a competitive base salary plus equity and benefits. Sector experience in fintech is valued.