Senior PM, Risk Platform & Fintech Credit

Speedrun Talent Network; Mountain View (CA); Hybrid; USD 216,000 - 293,000; Full time

Job summary

EarnIn is seeking a Senior Product Manager for the Risk team in Mountain View. You will lead the expansion of the Risk Platform, shape product strategy, and drive innovations in credit and fraud, partnering with engineers, designers, researchers, and data analysts.

This is a hybrid, in-office role in Mountain View with salary range $229,000–$280,000 plus equity. The role emphasizes customer-centered product development, data-driven decision making, and rollout of risk-focused features with a

Qualifications

• 4+ years of relevant industry experience with at least 2+ years in Product Management.
• Fluent with AI tools in your workflow, using them to accelerate research synthesis, spec writing, prototyping, and data analysis.
• Bachelor's degree (or equivalent) in a related field or equivalent experience.
• Strong analytical skills to leverage data to inform product decisions and drive metric improvement.
• Deep empathy for user needs, with a track record of building products that resonate with users.
• Exceptional communication skills to engage with executive leadership and key stakeholders.
• Comfortable in a culture of rapid experimentation, embracing creative solutions to complex challenges.
• Ability to align teams and functions, driving execution and goal achievement.
• Proven ability to think creatively and propose innovative solutions to complex problems.
• Sound knowledge of regulatory requirements and industry best practices related to credit and fraud risk management.
• Previous fintech/payments experience is preferred.

Responsibilities

• Community-Centric product development based on community needs and insights.
• Lead cross-functional teams of engineers, designers, researchers, and analysts to scale impactful products.
• Define ambitious OKRs and stretch goals, drive progress, and monitor metrics for success.
• Use user research and data analytics to identify opportunities and prioritize features.
• Develop and execute a risk management strategy for credit and fraud within products.
• Drive initiatives to improve efficiency and accountability in risk processes.
• Articulate product vision, roadmap, and outcomes to stakeholders and community members.

Skills

AI tools in workflow

Analytical skills

Communication skills

User empathy

Cross-functional leadership

Team alignment

Strategic thinking

Creative problem solving

Regulatory risk knowledge

Fintech/payments experience

Education

Bachelor's degree in CS/Engineering/IS

Job description

EarnIn is seeking a Senior Product Manager for the Risk team in Mountain View. You will lead the expansion of the Risk Platform, shape product strategy, and drive innovations in credit and fraud, partnering with engineers, designers, researchers, and data analysts.

This is a hybrid, in-office role in Mountain View with salary range $229,000–$280,000 plus equity. The role emphasizes customer-centered product development, data-driven decision making, and rollout of risk-focused features with a