Senior Product Manager, AI-Driven Lending & Decisioning

Capital One; McLean (VA); On-site; USD 165,000 - 188,000; Full time

Job summary

Capital One is seeking a Product Manager to drive the decisioning engine for personal loans, partnering with Fraud, Credit, and Risk to balance a seamless journey with strong controls. This role emphasizes AI-driven intent, experimentation, and targeting to improve originations and conversions across the customer acquisition funnel.

Based in McLean, VA, the role requires leading cross-functional teams and delivering enterprise-grade capabilities while aligning with the Capital One product

Qualifications

• Bachelor's or Master’s in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related field), Business or Marketing.
• Bachelor's degree in any field and 3 years of Product Management experience.

Responsibilities

• Help drive the intent and evolution of the personal loans application decisioning experience, leveraging AI models, experimentation, and targeting capabilities to improve originations and drive conversion across the acquisitions funnel
• Streamlining the decisioning experience across all parts of the application funnel from who we target to what type of offers we give to funding
• In partnership with Fraud, Credit, and Risk leaders, defining and implementing intent that balances a frictionless customer journey with rigorous credit and fraud controls points
• Building and maintaining great partnerships with both 1st line platform and operations teams and 2nd line risk partners to evolve and integrate new enterprise capabilities thoughtfully into the application experience
• Partnering with your Tech and Design counterparts to blaze a trail for a user-obsessed, AI-enabled elite delivery organization that moves with incredible agility and innovates rapidly

Skills

Product management

AI models

Experimentation

Targeting

Cross-functional

Education

Bachelor's or Master’s in a quantitative field

Business or Marketing

Job description

Capital One is seeking a Product Manager to drive the decisioning engine for personal loans, partnering with Fraud, Credit, and Risk to balance a seamless journey with strong controls. This role emphasizes AI-driven intent, experimentation, and targeting to improve originations and conversions across the customer acquisition funnel.

Based in McLean, VA, the role requires leading cross-functional teams and delivering enterprise-grade capabilities while aligning with the Capital One product