Senior Product Manager, AI-Driven Lending

Capital One; Deerfield (IL); On-site; USD 150,000 - 171,000; Full time

Job summary

Capital One is seeking a Product Manager to drive the decisioning for personal loans, collaborating with analytics, fraud, servicing, design and marketing to create a seamless, AI-enabled customer journey. The role focuses on improving originations, targeting, and offers while maintaining strong credit and fraud controls.

Based in Riverwoods, IL and McLean, VA with competitive base pay and incentives. You will work with a cross-functional team to evolve enterprise capabilities and ship

Qualifications

• Bachelor's or Master's degree in a quantitative field or related degree.
• Or Bachelor's with 3 years of Product Management experience.
• Experience translating business strategy into consumer digital products.

Responsibilities

• Drive the intent and evolution of the personal loans decisioning to improve originations.
• Streamline the decisioning experience across the application funnel.
• Balance frictionless journey with rigorous credit and fraud controls.
• Build partnerships with platform, fraud, risk and operations teams.
• Collaborate with Tech and Design to deliver AI-enabled experiences.

Skills

Product Management

AI and experimentation

Digital product mindset

Education

Bachelor's or Master's in quantitative field

Bachelor's in any field + 3 years PM experience

Job description

Capital One is seeking a Product Manager to drive the decisioning for personal loans, collaborating with analytics, fraud, servicing, design and marketing to create a seamless, AI-enabled customer journey. The role focuses on improving originations, targeting, and offers while maintaining strong credit and fraud controls.

Based in Riverwoods, IL and McLean, VA with competitive base pay and incentives. You will work with a cross-functional team to evolve enterprise capabilities and ship