Senior Pricing Analyst: Pricing & Profit Optimization

Anderson Young Associates, Inc.; Chicago (IL); On-site; USD 90,000 - 140,000; Full time

Job summary

An Equipment Finance subsidiary of a Global Bank is seeking a highly analytical Senior Pricing Analyst to develop and manage pricing strategies across loans and leases. The role evaluates the financial impact of rate changes, customer risk, and market conditions to ensure profitable pricing.

Responsibilities include building pricing models, analyzing funding costs, assessing spreads, and providing dashboards to track margin trends and portfolio profitability.

Qualifications

• Bachelor's degree and at least 5 years of data analysis, data modeling, or pricing analysis experience.
• At least 1 year of lead experience.
• Master's degree and at least 3 years of data analysis, data modeling, or pricing analysis experience.
• At least 1 year of lead experience.

Responsibilities

• Develop, maintain, and enhance pricing models for lease and loan products.
• Analyze the impact of changes in borrowing costs, benchmark interest rates, liquidity costs, and capital requirements on product pricing and profitability.
• Evaluate pricing recommendations across customer segments, industries, credit tiers, and financing products.
• Support rate-setting decisions by assessing spreads, margins, risk-adjusted returns, and competitive positioning.
• Conduct profitability analyses on existing and proposed financing products.
• Build and maintain financial models to evaluate funding cost changes, economic conditions, and pricing scenarios.
• Perform sensitivity analyses and stress testing to understand pricing outcomes under various rate and market environments.
• Analyze portfolio performance and identify opportunities to optimize pricing and profitability.
• Support budgeting, forecasting, and strategic planning initiatives by providing pricing-related analyses.

Skills

Data analysis

Data modeling

Pricing analysis

Lead experience

Business acumen

Education

Bachelor's degree

Master's degree

Job description

An Equipment Finance subsidiary of a Global Bank is seeking a highly analytical Senior Pricing Analyst to develop and manage pricing strategies across loans and leases. The role evaluates the financial impact of rate changes, customer risk, and market conditions to ensure profitable pricing.

Responsibilities include building pricing models, analyzing funding costs, assessing spreads, and providing dashboards to track margin trends and portfolio profitability.